Personal Banker

VINTON COUNTY NATIONAL BANK; Pataskala (OH); On-site; USD 35,000 - 55,000; Full time

Job summary

VINTON COUNTY NATIONAL BANK seeks a Personal Banker to support branch operations and drive customer relationships in Pataskala, OH. You will perform teller transactions, open deposit accounts and help customers with loan applications, emphasizing service excellence.

The role focuses on sales and service with 70%, operations 20%, and leadership 10% involvement. You will cross-sell bank products, provide consistent service across in-branch, online, and mobile channels, and uphold VCNB Service

Qualifications

• Experience in teller operations and deposit accounts.
• Strong sales and cross-selling abilities.
• Excellent communication and customer service.
• Ability to open accounts and assist with loans under supervision.

Responsibilities

• Perform teller duties and balance cash.
• Open deposit accounts and maintain them.
• Assist with consumer loan applications as directed.
• Promote bank products and cross-sell to customers.
• Develop customer relationships and generate sales leads.

Skills

Sales skills

Customer service

Cross-selling

Teller duties

Deposit accounts

Consumer lending

Job description

To fully engage in office activities and decision making by being an active participant in the daily branch function through performing teller functions as required, opening deposit account and originating consumer loan requests. Personal Bankers are expected to make high quality referrals and cross-sells the bank’s products and services. Participates with branch management in maintaining a customer-focused environment and developing new ideas to increase business that will help achieve customer relationship objectives. This position includes 70% of time spent on sales and service, 20% on Operations, and 10% spent on Leadership activities. Personal Bankers are expected to recognize that in order to provide Service Excellence a customer’s experience should always be consistent whether they are online, using a mobile device, speaking to us over the phone or visiting us in person. In order to maintain this all Personal Bankers must consistently follow and model VCNB Service Standards. PB is expected to demonstrate a mastery of all skills learned in the Associate Banker role, specifically in the areas of Teller, Deposit Accounts and Consumer Lending. Additionally a continued display of outstanding communication skills and unparalleled customer service is expected. Operate effectively on the Retail floor, including the teller line, as well as with deposit and consumer loan functions. Able to perform all teller line duties, balances the branch and ATM, as needed. Opens all types of deposit accounts and handles account maintenance as required. Granting and servicing of secured and unsecured loans with emphasis on consumer customers, with the ability to effectively meet with applicants and underwrite the credit request. Opens home equity loans when authorized to do so, and makes quality referrals for HELOCs to the appropriate lender if not authorized Promotes the bank’s services and products and is responsible for cross selling and making high quality referrals when appropriate. Develop customer relationships through outside calling efforts and makes phone calls to generate sales leads and connect with customers. Serves existing customers in accordance with VCNB policies and procedures, as well as all regulatory requirements. . Exercise independent judgment and discretion within job duties. All other duties as assigned