Payments Technology Transformation Leader

mtb; Buffalo (NY); On-site; USD 250,000 - 350,000; Full time

Job summary

M&T Bank is seeking a Head of Payments Technology & Transformation to lead strategy, architecture, and modernization across the payments ecosystem, including Wire, ACH, SWIFT, ISO 20022, RTP, and FedNow. You will oversee diverse engineering and architecture teams, manage budgets, risk, and regulatory compliance, and partner with senior leaders to drive performance and client outcomes.

The role demands strategic vision, strong execution, and a track record of delivering large-scale technology

Responsibilities

• Build Technology divisional strategy across departments with peers and Technology senior management leaders.
• Define and execute the end-to-end payments technology strategy, investment roadmap, target architecture, and build-buy-partner decisions aligned to enterprise goals and client outcomes.
• Lead the modernization of platforms supporting Wire, ACH, SWIFT, ISO 20022, RTP, FedNow, Digital Assets, and emerging payment capabilities.
• Partner with Payments, Treasury Management, Operations, Product, and Business leaders to translate strategic priorities into an integrated technology and delivery roadmap.
• Manage multiple Technology departments and responsible for all financial, compliance, human resources, and risk operations within the organization.
• Strengthen engineering excellence through adoption of AI-driven engineering practices, DevSecOps, automation, observability, modern testing frameworks, and continuous delivery capabilities.
• Apply AI, data, and intelligent automation solutions to improve engineering productivity, operational efficiency, risk management, and client experiences.
• Oversee systems development activities of assigned teams, including assignment of staff to various projects and ensuring timely completion within budget.
• Ensure payment platforms meet demanding expectations for availability, resiliency, scalability, disaster recovery, cybersecurity, controls, operational risk management, and regulatory compliance.
• Oversee the implementation of technology consistent with Division standards and long-range plans, seeking opportunities to leverage capabilities across the enterprise.
• Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management, succession planning, leadership development, and terminations.
• Serve as a trusted advisor to senior business and technology leaders regarding payments strategy, transformation priorities, technology investments, risks, and trade-off decisions.
• Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite.
• Promote an environment that supports belonging, innovation, collaboration, accountability, and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by regulators, payment networks, and examiners.

Job description

M&T Bank is seeking a Head of Payments Technology & Transformation to lead strategy, architecture, and modernization across the payments ecosystem, including Wire, ACH, SWIFT, ISO 20022, RTP, and FedNow. You will oversee diverse engineering and architecture teams, manage budgets, risk, and regulatory compliance, and partner with senior leaders to drive performance and client outcomes.

The role demands strategic vision, strong execution, and a track record of delivering large-scale technology