Payments & Reconciliation Specialist

SGS Consulting; Clifton (TX); On-site; USD 42,000 - 62,000; Full time

Job summary

SGS Consulting in Texas is seeking a payments processor to handle domestic and international funds transfers, perform daily general ledger balancing, and research and resolve payment discrepancies with accuracy and speed.

You will coordinate with members, vendors, financial institutions, and the Federal Reserve on payment transactions, support fraud investigations, ensure NACHA and BSA compliance, and maintain confidentiality while meeting deadlines in a high-volume environment.

Qualifications

• Mortgage processing experience (highly preferred).
• Banking, credit union, title company, or financial services experience.
• Knowledge of payment processing, wire transfers, ACH transactions, and funds transfers.
• Understanding of NACHA rules, banking regulations, and compliance requirements.
• General ledger balancing and account reconciliation experience.

Responsibilities

• Process domestic and international funds transfers accurately and efficiently.
• Perform daily general ledger balancing and account reconciliation activities.
• Research, log, and resolve payment discrepancies, return items, and account adjustments.
• Coordinate with members, vendors, financial institutions, and the Federal Reserve regarding payment transactions.
• Support fraud investigations and resolution efforts.
• Handle member inquiries related to payments, transfers, and account activities.
• Verify and process incoming and outgoing wire transfer requests.
• Ensure compliance with NACHA rules, Federal Banking regulations, and Bank Secrecy Act (BSA) requirements.
• Maintain confidentiality and security of member account information.
• Review and validate transaction data for accuracy and completeness.
• Collaborate with internal departments to resolve payment processing issues.
• Meet departmental deadlines and productivity targets in a high-volume environment.
• Cross-train and support additional functions within the payments processing team.

Skills

Mortgage processing experience

Banking/credit union experience

Payment processing knowledge

Wire transfers

ACH transactions

NACHA rules

General ledger balancing

Account reconciliation

Financial services experience

Discrepancy resolution

Education

High School

Job description

SGS Consulting in Texas is seeking a payments processor to handle domestic and international funds transfers, perform daily general ledger balancing, and research and resolve payment discrepancies with accuracy and speed.

You will coordinate with members, vendors, financial institutions, and the Federal Reserve on payment transactions, support fraud investigations, ensure NACHA and BSA compliance, and maintain confidentiality while meeting deadlines in a high-volume environment.