Payments Product Consultant

Infosys Limited; Charlotte (NC); On-site; USD 91,000 - 122,000; Full time

Benefits offered by this job

Disability insurance

Health & Dependent Care Accounts

Insurance (various)

401(k) plan

Job summary

Infosys Limited is seeking a Domain Consultant 2 to analyze payment processes, benchmark performance, and document SOPs across banking domains. The role requires extensive experience with ISO 20022, RTGS/SWIFT, and payment product configuration, with a focus on stakeholder collaboration and cross-functional delivery.

You will engage in researching third‑party products, performing gap analyses, and coordinating deployments to ensure smooth integration and ongoing stability for client payment

Qualifications

• :Experience in payments industry with rails such as high value wire transfers.
• :

Responsibilities

• Analyze client payment processes and map them to industry standards.
• Benchmark studies with stakeholders to align performance with domain insights.
• Document system configurations and draft SOPs for functional requirements.
• Research third-party products for features, costs, and scalability.
• Coordinate solution implementation and support post‑go-live stability.

Skills

Payment rails

ISO 20022

RTGS / SWIFT

API integration

Stakeholder mgmt

Education

Bachelor's degree

Tools

XML

JSON

API

Job description

State / Region / Province

New Jersey, North Carolina, Texas

Country

USA

Domain

Delivery

Interest Group

Company

ITL USA

Requisition ID

153547BR

Technical Skills 1

Technology|Cards and Payments|Core Payment Products

Technical Skills 2

Domain|Banking|US Banking - Payments

Technical Skills 3

Domain|Banking|Banking - ALL

Technical Skills 4

Domain|Cards and Payments|Cards Business Analysis

Overview

The Infosys Financial Services unit is a global leader in driving digital transformation for financial institutions. We specialize in leveraging advanced technologies such as AI, cloud, and data-led innovation to help our clients accelerate growth and unlock business value. Our AI-driven solutions empower financial institutions to make smarter decisions, enhance customer experiences, and achieve operational excellence. Join us to be part of a pioneering team that is at the forefront of financial services transformation. You'll have the opportunity to work with cutting-edge AI technologies, collaborate with industry experts, and contribute to transformative projects across banking, wealth management, and insurance sectors. If you're passionate about AI and eager to make a significant impact, the Infosys Financial Services unit is the perfect place for you to grow and excel.

In the assigned Job Role of Domain Consultant 2, your Area Of Responsibility will be as below:

• Analyze client business processes to identify optimization opportunities and align them with industry-specific standards and best practices
• Facilitate benchmarking studies, working with stakeholders to align solution performance with industry standards and domain-specific insights
• Collaborate with technical teams and document system customizations and configurations, drafting standard operating procedures and workflows that align with functional requirements of the relevant sector
• Conduct in-depth research on third-party products within the domain, providing comparative analysis of features, costs, and scalability
• Coordinate the implementation of solutions addressing issues during setup and integration, and support in developing and maintaining SOPs, to ensure system stability and performance post-implementation

Your contribution to the team:

• A collaborative spirit and excellent communication skills.
• Strong analytical and coordination skills with a focus on process optimization
• A knack for creating detailed process maps and technical documentation with domain specialization
• Proactive approach to in conducting benchmarking studies and product research
• Familiarity with system implementation, configuration, and maintenance
• Effective collaboration and communication abilities with cross-functional teams

Required Skill and Experience

• Experience in the financial industry in appropriate Payment rails such as high value wire payments etc.
• Experience in payment-based messaging systems
• Experience in ISO 20022 interface standards
• Experience in Wires/Money Transfer domain experience - RTGS, SWIFT, FED, CHIPS, CHAPS, SEPA, Target, Target2, ISO2022, etc.
• Experience in Payment product configuration: ACI - MTS/UPF/RTPF/AOD
• Experience in interacting with stakeholders for requirements gathering & provide solution.
• Knowledge on E2E payment implementation, SWIFT MT/MX messages

Preferred Skill and Experience

• Experience in XML, JSON, API
• Ability to multi-task and adjust to changing priorities

Additional Required Qualifications

• Bachelor's degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education.
• This position may require relocation and/or travel to work/project location.
• Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role now or in the future.

Estimated annual compensation range for candidate based in Pennington, NJ will be Min - $90,722 to Max $121,524

Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits:

• Long-term/Short-term Disability
• Health and Dependent Care Reimbursement Accounts
• Insurance (Accident, Critical Illness , Hospital Indemnity, Legal)
• 401(k) plan and contributions dependent on salary level

About Us

Infosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over four decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change. We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight. Our always-on learning agenda drives their continuous improvement through building and transferring digital skills, expertise, and ideas from our innovation ecosystem.

EEO

Infosys provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.