Payments Platform Product Lead

Rippling; San Francisco (CA); On-site; USD 153,000 - 255,000; Full time

Job summary

Rippling is seeking a Product Lead to own our payments experience and orchestration platform from strategy to execution. You will decide how money moves, where it moves, and how fast, covering methods, funding, routing, and new rails for multiple countries and entities.

You will define agentic payments, enable Rippling AI to understand configuration and state, and ensure safe, scalable actions within controls.

Qualifications

• 5+ years of product management, product lead, or founding experience.
• Demonstrated success owning technically complex platform products or shared infrastructure.
• Strong systems thinking across data models, states, rules, permissions, exceptions, integrations, and operational processes.
• Excellent product judgment, with ability to connect infrastructure work to simple customer experiences.
• Technical fluency and curiosity; comfortable with APIs and system architecture.
• Experience with payments, fintech, treasury, banking infrastructure, risk, or other regulated financial systems is preferred.

Responsibilities

• Build a simple, consistent payment-method experience across Rippling, including bank-account setup, validation, verification, eligibility, funding methods, readiness, history, and controls.
• Evolve routing architecture to support flexible money flows, multiple routes and FX providers, real-time payments, and new product use cases.
• Define and launch flows of funds for new countries, licensed entities, financial products, and banking partners.
• Make money move faster by enabling accelerated and instant payment experiences across Rippling products.
• Build foundation for agentic payments by making payment methods, routing options, lifecycle state, and actions machine-readable; enable Rippling AI to answer questions and safely act within controls.
• Use AI to make payments network more intelligent, anticipate funding/payout issues, optimize routes, and automate decisions.
• Manage the economics of money movement by owning payments P&L, FX, fees, routing costs, and float income.
• Partner with Engineering and Design on data models, lifecycle state, routing logic, APIs, and customer workflows.
• Work cross-functionally with Treasury, Finance, Legal, Compliance, Risk, Operations, Support, and product leaders.

Skills

Product management

Platform products

Systems thinking

Analytical skills

Technical fluency

Cross-functional collaboration

Decision making

Tools

APIs

Job description

Rippling is seeking a Product Lead to own our payments experience and orchestration platform from strategy to execution. You will decide how money moves, where it moves, and how fast, covering methods, funding, routing, and new rails for multiple countries and entities.

You will define agentic payments, enable Rippling AI to understand configuration and state, and ensure safe, scalable actions within controls.