Payments Platform Ops Analyst—AI-Driven Reconciliation

Triwill Group; New York (NY); Hybrid; USD 82,610 - 99,132; Full time

Job summary

Gusto is hiring for a hands-on operations role focused on running and sharpening day-to-day reconciliation and loss detection. You will own execution, resolve issues, and automate manual parts using AI and data tooling. You’ll gain end-to-end understanding of money flow through the product, from transaction to financials.

If you want operational excellence, a builder’s instinct for process, and curiosity about how money moves, this is the role for you.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or a related analytical field.
• 3-4 years in an operations, analyst, or similar role with a track record of high-quality, detail-heavy execution and strong ownership.
• Experience in payments, banking, fintech, or financial services / accounting operations.
• Familiarity with reconciliation, cash management, ACH/NACHA rules, or card networks.
• Exposure to regulatory or compliance requirements (e.g., MTL) relevant to a payments environment.
• Demonstrated use of AI to automate real, manual workflows, with specific examples of what you built, what it replaced, and the impact.
• Strong analytical and data skills: proficient in spreadsheets, and either working in SQL today or a clear aptitude and eagerness to learn it quickly.
• Genuine curiosity about how money and financial systems connect. You want to understand the financial impact of your work and how the product behaves end to end.
• A process improvement instinct: you get uncomfortable running the same manual process twice and instinctively look for the fix.
• Strong written and verbal communication, with the ability to own outcomes with minimal oversight, know when to elevate, and work cross-functional with technical and finance partners alike.
• Comfort operating independently in a fast paced, ambiguous environment, confident standing up or reshaping a process rather than waiting for one to exist.

Responsibilities

• Own reconciliation execution and exceptions research across customer cash and money movement, validating the accuracy of Gusto's financial data with internal and external partners.
• Monitor transactions to detect discrepancies, anomalies, and potential losses; investigate promptly and drive issues to resolution.
• Identify, elevate, track, and close individual payment related issues across reconciliation and loss domains, pulling in the right cross functional partners (Engineering, Accounting, Payments) to get each one resolved.
• Contribute to the accuracy and timeliness of financial close and reporting for the areas you own.
• Tighten the controls on the processes you own, whether manual or automated, and recommend enhancements that reduce risk and manual effort.
• Partner with Engineering to trace recurring breaks and losses to their source and resolve the underlying product or system gaps, rather than absorbing them downstream.
• Strengthen documentation so processes are durable, repeatable, and not person dependent.
• Use AI to automate manual, repetitive workflows, chaining multiple steps to move from raw data to finished output and measurably reduce the time your work takes.
• Share what you build so teammates can replicate it, raising the whole team’s efficiency, not just your own.
• Spot the most manual, repetitive, and high volume work in your domain and prioritize it for automation, going after the biggest reductions in effort first.

Skills

Reconciliation

Payments

Data analysis

SQL

AI automation

Education

Bachelor's degree in Finance/Accounting/Business

Tools

SQL

Excel

Job description

Gusto is hiring for a hands-on operations role focused on running and sharpening day-to-day reconciliation and loss detection. You will own execution, resolve issues, and automate manual parts using AI and data tooling. You’ll gain end-to-end understanding of money flow through the product, from transaction to financials.

If you want operational excellence, a builder’s instinct for process, and curiosity about how money moves, this is the role for you.