Payments Domain Business Analyst: End-to-End Processing

Tata Consultancy Services; Jersey City (NJ); On-site; USD 90,000 - 130,000; Full time

Job summary

Tata Consultancy Services is seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. You will bridge business stakeholders and technology teams to drive requirements, solution design, and delivery across payment platforms.

The role emphasizes working across wire payments, ACH/SEPA, RTP, and card/merchant payments, while understanding the end-to-end lifecycle from initiation to settlement and

Qualifications

• Strong experience with payments domain.
• Ability to gather and document business requirements for payments initiatives.
• Translate business needs into clear functional specs and user stories.

Responsibilities

• Gather, analyze, and document business requirements for payments initiatives.
• Translate requirements into clear functional specifications and user stories.
• Conduct gap analysis between existing and proposed payment systems.
• Create BRDs, FRDs, use cases, process flows, and functional specs.

Skills

Payments domain

Business analysis

Requirements gathering

BRD FRD docs

Payment lifecycle

SWIFT/ISO20022

Job description

Tata Consultancy Services is seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. You will bridge business stakeholders and technology teams to drive requirements, solution design, and delivery across payment platforms.

The role emphasizes working across wire payments, ACH/SEPA, RTP, and card/merchant payments, while understanding the end-to-end lifecycle from initiation to settlement and