Payments Anomaly Detection Specialist

VulnU; Quincy (MA); Hybrid; USD 65,000 - 114,000; Full time

Benefits offered by this job

Retirement match

Equity

Job summary

VulnU seeks a detail-oriented Payments Analyst to support the implementation and BAU operations of payment anomaly detection. You will document requirements, validate rules, execute tests, and transition to day-to-day operations post go-live, focusing on rule performance, exceptions, and client communications.

The role emphasizes analyzing payment data, validating thresholds, and coordinating with cyber-resilience processes to triage suspicious activity.

Qualifications

• Bachelor’s degree in business, finance, data, tech or related field required or equivalent.
• 5 years of relevant financial services experience preferred.
• Experience in business analysis, testing, payments operations, fraud or screening is preferred.

Responsibilities

• Document business requirements, user stories, process maps, decision tables and acceptance criteria under lead.
• Develop and maintain detailed rule definitions, thresholds, tolerances, reason codes, expected outcomes and test cases.
• Analyse sample and historical payment data to validate rule logic and assess data quality and false positives.
• Execute functional, integration, regression and user acceptance tests across screening, decisioning, case management, UI, reporting and audit functions.
• Capture defects with reproducible evidence, support prioritisation and retest corrected functionality.
• Validate queue prioritisation, time-to-cut-off logic, risk tiers, alert grouping, case statuses, templated communications and Agentic AI.
• Prepare SOPs, quick-reference guides, training materials and operational playbooks for go-live.
• Support production-readiness activities, access testing, maker-checker controls, audit evidence and cutover planning.
• Post-go-live, monitor alerts, rule outcomes, false positives, exceptions, SLAs and data issues; prepare tuning governance analyses.
• Align anomaly detection and cyber-response processes for resilience events.
• Support high-volume events and post-event reviews, ensuring decisions and evidence are captured.

Skills

Payments operations/controls

Interpret payment data

SWIFT/ISO20022 awareness

Testing/documentation discipline

Communication/teamwork/detail-orient.

Education

Bachelor’s degree or equivalent in business/finance/data/tech

Job description

VulnU seeks a detail-oriented Payments Analyst to support the implementation and BAU operations of payment anomaly detection. You will document requirements, validate rules, execute tests, and transition to day-to-day operations post go-live, focusing on rule performance, exceptions, and client communications.

The role emphasizes analyzing payment data, validating thresholds, and coordinating with cyber-resilience processes to triage suspicious activity.