Payment Processor / Payment Investigations Analyst.

Envision Technology Solutions; Milford (OH); On-site; USD 65,000 - 85,000; Full time

Job summary

Envision Technology Solutions in Ohio is seeking a Payment Processor / Payments Investigations Analyst to handle investigations, SWIFT messaging, reconciliations, and correspondent banking operations. The ideal candidate will resolve payment exceptions and ensure adherence to internal controls.

The role requires 2+ years in payment processing or banking operations, strong SWIFT knowledge, Nostro reconciliations experience, and proficiency in Excel and Outlook.

Qualifications

• 2+ years of experience in payment processing or banking operations.
• Strong knowledge of SWIFT messaging and international payments.
• Experience with correspondent banking, Nostro reconciliations, clearing and settlements.
• Proficiency in Microsoft Excel and Outlook.

Responsibilities

• Investigate SWIFT payment messages, including MT103, MT202, MT110, MT199, and MT299.
• Resolve payment inquiries, fund recalls, and transaction exceptions.
• Communicate with correspondent banks and internal stakeholders.
• Perform Nostro account reconciliations and investigate outstanding entries.
• Monitor payment queues and meet quality and turnaround targets.
• Maintain compliance documentation and prepare MIS reports.
• Identify process improvements and ensure accurate recordkeeping.

Skills

Analytical skills

Communication

Problem-solving

Multi-tasking

Attention to detail

Tools

Excel

Outlook

Job description

Payment Processor / Payment Investigations Analyst.

Experience: 4–6 years’

Full Time Role

Job Description:

We are seeking a detail-oriented Payment Processor to handle payment investigations, SWIFT transactions, reconciliations, and correspondent banking operations. The ideal candidate should have experience resolving payment exceptions, investigating transactions, and ensuring compliance with operational controls.

Key Responsibilities:

• Investigate SWIFT payment messages, including MT103, MT202, MT110, MT199, and MT299.
• Resolve payment inquiries, fund recalls, and transaction exceptions.
• Communicate with correspondent banks and internal stakeholders.
• Perform Nostro account reconciliations and investigate outstanding entries.
• Monitor payment queues and meet quality and turnaround targets.
• Maintain compliance documentation and prepare MIS reports.
• Identify process improvements and ensure accurate recordkeeping.

Required Qualifications:

• 2+ years of experience in payment processing, banking operations, wire transfers, investigations, or reconciliation.
• Strong knowledge of SWIFT messaging and international payments.
• Experience with correspondent banking, Nostro reconciliations, clearing, and settlements.
• Strong analytical, communication, and problem-solving skills.
• Proficiency in Microsoft Excel and Outlook.
• Ability to manage multiple priorities in a high-volume environment.