Payment Analyst PT

Mitsubishi HC Capital America, Inc.; Rochester (MI); Vor Ort; USD 32.000 - 40.000; Vollzeit

Benefits dieser Stelle

Medical, Dental, and Vision plans

401(k) and matching

Paid Time Off

Company Paid Life Insurance

Employee Assistance Program

Training and Development Opportunities

Employee Discounts

Zusammenfassung

Mitsubishi HC Capital America, Inc. in Rochester, MI is seeking a detail-oriented payments clerk to ensure accurate application of payments and remittance verification for lending clients.

You will reconcile payments, resolve discrepancies, and support client analysts with strong customer service and data handling skills. The role requires being able to handle multiple software systems, maintain files, and collaborate with Operations and Credit.

Qualifikationen

• Excellent communication and phone etiquette.
• Strong numerical and data entry skills for accurate reconciliations.
• Proficiency with Word and Excel; comfortable with multiple software systems.

Aufgaben

• Process and reconcile incoming payments for ABL, factoring, and syndication clients.
• Resolve discrepancies and maintain account accuracy.
• Work with multiple payment application software systems such as Profit Stars and Stucky.
• Act as a liaison between Operations and Credit departments.
• Maintain client files and documentations.
• Report adverse findings to the credit manager and assist with corrective actions.
• Suggest and implement operational and system efficiencies with the operations manager.
• Perform administrative tasks including scanning documents and saving reports.

Kenntnisse

Communication

Numerical skills

Data entry

Office software

Teamwork

Ausbildung

High school diploma or equivalent

1+ years experience

Lending/accounting exposure

Tools

Profit Stars

Stucky

Jobbeschreibung

Position Overview

Responsible for accurate and efficient payment application, reconciliation of payments received and remittance verification for factoring, asset-based lending and syndication clients, supply management, and office administrative tasks. Work closely with client analysts to provide excellent customer service.

Managed Business Risks

Identify payment issues that could impact collateral position and immediately bring to the attention of credit manager.

Essential Duties And Responsibilities (List in order of time spent)

• Process and reconcile incoming payments for ABL, factoring, and syndication clients.
• Resolve discrepancies and maintain account accuracy.
• Work with multiple payment application software systems such as Profit Stars and Stucky.
• Act as a liaison between various departments including Operations and Credit.
• Maintain client files.
• Report any adverse findings for either client or debtor directly to the credit manager and assist with corrective action measures.
• Work with operations manager to suggest and implement operational and system efficiencies.
• Perform administrative tasks including scanning documents and saving reports to the network.
• Assist with supply management, including ordering office supplies and other items as needed.

Responsibility And Decision-Making Authority

• Perform all operational responsibilities for managed accounts in accordance with credit approvals and company credit policies.

Management/Supervisory Responsibilities

• None.

Competencies

• Excellent communication skills, especially phone etiquette.
• Excellent numerical skill and the ability to handle complex calculations.
• Computer efficiency including Word & Excel.
• Ability to organize and manage multiple simultaneous tasks.
• Accurate data entry and attention to detail.
• Work well under pressure.
• Adapt to new technologies and processes.
• Team player and ability to work closely with fellow analysts.
• Commitment to company values.

Education And Experience

• High school diploma or equivalent.
• 1+ years of experience.
• Experience in a professional office environment utilizing computer and phone skills.
• Industry experience in lending or experience within an accounting department and/or Accounts Payable or Accounts Receivable experience.

Licensing And Certification

• None.

Working Hours

• Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs.

Tools And Equipment Used

• Personal computer, copier, fax, phone, and other typical office equipment.

Travel

• Occasional travel related to attendance at industry seminars.

Physical Demands

• Digital dexterity and hand/eye coordination in operation of office equipment.
• Light lifting and carrying of supplies, files, etc.
• Ability to speak to and hear customers and/or other employees via phone or in person.
• Body motor skills sufficient to enable incumbent to move from one office location to another.

The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change. The position is non-exempt and the pay will be between $23/hour and 29/hour with an opportunity to earn a discretionary annual bonus. The range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience and education.

Additional Benefits

• Medical, Dental, and vision plans
• 401(k) and matching
• Paid Time Off
• Company Paid Life Insurance
• Employee Assistance Program
• Training and Development Opportunities
• Employee Discounts