Outside Mortgage Loan Originator

Semper Home Loans, Inc.; Providence (RI); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) plan with employer match

Paid vacation and sick time

Supplemental benefits options

Job summary

A nationwide mortgage lender is looking for experienced Mortgage Loan Officers to join their sales team. The role involves managing loan applications, providing client advice, and building relationships with referral partners. Ideal candidates should have an active NMLS license, at least one year of experience, and excellent communication skills. This full-time position offers competitive compensation and a strong focus on professional growth.

Qualifications

• Active and valid NMLS license required.
• Minimum 1 year of experience as an outside loan originator.
• Proven ability to fund at least one loan per month.
• High school diploma required; Bachelor's degree preferred.
• Exceptional communication and interpersonal skills.
• Strong organizational skills and ability to manage multiple files.
• Analytical and detail-oriented with ability to interpret financial data.

Responsibilities

• Originate and manage mortgage loan applications.
• Provide expert advice on home loan options.
• Evaluate loan applications and verify borrower details.
• Ensure smooth loan closings by coordinating with internal teams.
• Develop new business through networking and referrals.
• Develop new business via networking and referrals with real estate agents and advisors.
• Deliver outstanding client service with professionalism and integrity.

Skills

Communication skills

Interpersonal skills

Organizational skills

Analytical skills

Detail-oriented

Education

High school diploma

Bachelor's degree

Job description

Overview

Join Semper Home Loans, a fast-growing, nationwide mortgage lender licensed in 42 states. We’re expanding our dynamic sales team and seeking experienced, licensed Mortgage Loan Officers passionate about helping clients achieve the dream of homeownership.

Motivated, relationship-driven, and ready to take your mortgage career to the next level? We want to hear from you.

Key Responsibilities

• Originate, process, and manage mortgage loan applications from start to finish, ensuring accuracy and full compliance with lending regulations.
• Provide expert advice on home loan options, guiding clients toward the most suitable financial solutions.
• Evaluate loan applications by verifying borrower income, assets, liabilities, employment, and credit history.
• Coordinate with internal teams to resolve title issues and ensure smooth loan closings.
• Maintain organized records in CRM systems for pipeline and lead management.
• Develop new business through networking, relationship-building, and outbound calls with referral partners such as real estate agents and financial advisors.
• Deliver outstanding client service while maintaining professionalism and integrity.

Qualifications

• Active and valid NMLS license (required).
• Minimum 1 year of experience as an outside loan originator.
• Proven ability to fund at least one loan per month through referral partnerships.
• High school diploma required; Bachelor’s degree preferred.
• Exceptional communication and interpersonal skills.
• Strong organizational skills with the ability to manage multiple files and deadlines.
• Analytical and detail-oriented, with the ability to interpret complex financial data.
• Motivated, ethical, and self-driven professional who thrives in a team-oriented environment.

Compensation & Benefits

• Competitive commission-based compensation structure.
• Medical, dental, and vision insurance coverage.
• Supplemental benefits options available.
• Paid vacation and sick time.
• 401(k) plan with a 3% employer match of employee contributions.
• Supportive, growth-oriented company culture focused on professional development.

Why Semper Home Loans?

At Semper Home Loans, we’re more than just a lender; we’re a team of passionate professionals dedicated to empowering homebuyers nationwide. We invest in your success through training, technology, and leadership support. Join a company where your growth is a priority and your work makes a real impact.

Equal Opportunity Employer

Semper Home Loans is proud to be an Equal Employment Opportunity/Affirmative Action employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales