Origination - Commercial Real Estate Financial Analyst

Trez Capital; Addison (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Health and dental benefits

401K matching

Three weeks of paid vacation

Discretionary bonus

Job summary

Trez Capital in Addison, Texas is seeking a Commercial Real Estate Financial Analyst to underwrite loan opportunities and perform in-depth financial analysis on prospective transactions for the U.S. Origination team.

You will build property- and loan-level models, assess risks, collaborate on approvals, and support due diligence with external partners, delivering concise analyses for senior leaders.

Qualifications

• Bachelor’s degree in real estate, finance, business, economics, accounting, or related discipline.
• 1–4 years of CRE lending, investment, banking, finance, valuation, or accounting.
• Experience underwriting CRE transactions and interpreting operating statements, rent rolls, market data.
• Advanced financial modeling and Excel proficiency.
• Knowledge of CRE fundamentals, lending structures, valuation concepts, and credit metrics.
• Strong attention to detail and ability to manage multiple transactions.

Responsibilities

• Underwrite prospective CRE loans reviewing borrower financials and market data.
• Build and maintain property- and loan-level financial models and analyses.
• Prepare term sheets, proposals, and memoranda for approvals.
• Conduct market research including rents, vacancies, and growth trends.
• Assess risks and recommend mitigants.
• Coordinate due diligence with appraisers, counsel, and third parties.
• Produce analyses and presentations for senior decision-makers.
• Support reporting for Origination team.

Skills

Strong analytical skills

Attention to detail

Communication skills

Multitasking

Education

Bachelor’s degree in real estate, finance, business, economics, accounting, or related discipline

Tools

Microsoft Excel

Argus Enterprise

Microsoft Office

Job description

Commercial Real Estate Financial Analyst role focused on underwriting and financial analysis for prospective loan transactions on Trez Capital’s U.S. Origination team in Texas.

Responsibilities

• Underwrite prospective commercial real estate loans by reviewing borrower financial information, property cash flows, rent rolls, operating statements, market data, and transaction documentation
• Build and maintain property- and loan-level financial models, including cash flow projections, debt service coverage, loan-to-value, debt yield, sensitivity, and scenario analyses
• Draft and support approval materials such as term sheets, proposals, investment memoranda, and related documentation in collaboration with the Origination team and internal stakeholders
• Perform market and property research, including comparable rents and sales, vacancy, absorption, supply pipelines, and growth trends
• Assess key credit, market, sponsor, property, and structural risks and recommend appropriate mitigants
• Review borrower-provided models and assumptions to confirm accuracy, completeness, and reasonableness
• Coordinate due diligence activities with appraisers, legal counsel, environmental consultants, engineers, and other third-party professionals
• Track due diligence requirements, organize transaction information, and help support an efficient underwriting and closing process
• Monitor assigned loans and update financial analyses, valuations, and pro forma assumptions as needed
• Produce concise analyses and presentations for senior decision-makers
• Support portfolio, pipeline, and ad hoc analytical reporting for the Origination team

Requirements

• Bachelor’s degree in real estate, finance, business, economics, accounting, or a related discipline
• One to four years of relevant experience in commercial real estate lending, investment, banking, finance, valuation, or accounting
• Experience underwriting commercial real estate transactions and interpreting property operating statements, rent rolls, and market data is preferred
• Advanced financial modeling and analytical skills, with strong proficiency in Microsoft Excel
• Working knowledge of commercial real estate fundamentals, lending structures, valuation concepts, and key credit metrics
• Ability to evaluate complex information, challenge assumptions, identify risk, and develop practical recommendations
• Strong attention to detail, accuracy, organization, and document management
• Excellent written and verbal communication skills, including clear communication of technical findings
• Capability to manage multiple transactions and competing priorities in a fast-paced, deadline-driven environment
• Self-motivated and accountable approach, with ability to work both independently and collaboratively
• Proficiency in Microsoft Office; Argus Enterprise or similar real estate analysis software is an asset

Technologies

• Microsoft Excel
• Microsoft Office
• Argus Enterprise

Location and Working Environment

• Addison, TX (onsite)
• Professional office environment in Texas with regular computer-based work and periods of focused analysis
• Occasional travel, property site visits, and meetings outside regular business hours may be required

Compensation and Benefits

• Base salary range: USD 70,000 - 100,000 per year
• Health and dental benefits
• 401K matching of up to 5%
• Three weeks of paid vacation
• Eligibility for a discretionary bonus