Production Solution Center (PSC)Underwriter

CMG Financial; United States; Remote; USD 75,000 - 85,000; Full time

Job summary

A leading financial services company is seeking a PSC Underwriter to support Retail Underwriters and Sales Teams in processing loans. Ideal candidates will possess significant mortgage industry experience and a thorough understanding of underwriting guidelines for various loan products.

Qualifications

• 8+ years of mortgage experience.
• Proficient in Tax Return Analysis and Non-QM products.
• Detailed understanding of credit documentation.

Responsibilities

• Support Sales staff with credit-related issues and complex income scenarios.
• Review and approve loan product marketing collateral.
• Serve as liaison between Sales staff and investors.

Skills

Credit Analysis

Self Employment Analysis

Problem Solving

Communication

Interpersonal Skills

Leadership

Organizational Skills

Integrity

Education

High school diploma

Job description

POSITION OVERVIEW: The PSC Underwriter is responsible for working with Retail Underwriters and the Sales Teams with researching and implementing the correct product based on the scenario of the borrower. This position requires a strong credit background on Agency knowledge as well as proficiency in Self Employment Analysis and Non-QM products.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Nationally support all Sales staff with credit related issues from basic guideline questions, complex income scenarios and obtain credit exceptions upfront to deliver quality loans to investors.
• Assist sales with hard-to-place loans and handle non-agency guideline questions.
• Investor Relations – works closely with correspondent and brokered investors on scenarios.
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.
• Liaison between Sales staff and investor for Figure applications
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.

REQUIRED & PREFERRED QUALIFICATIONS AND EXPERIENCE:

• High school diploma.
• Minimum of 8 years’ mortgage experience
• Proficiency in Tax Return Analysis and Non-QM products.
• Thorough understanding of credit and an ability to review complex financial documents required.
• Self-starter, self-reliant, dependable and ability to maintain excellent quality while working in a fast-paced environment.
• Excellent written and verbal communication skills required.
• Strong interpersonal, leadership and organizational skills.
• High integrity and confidentiality required.
• Flexibility in decision making with strong problem-solving skills.

SUPERVISORY RESPONSIBILITIES:

Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

Base Compensation Information –

The salary ranges from $75,000 - $85,000. Factors that affect base salary may include: Underwriter experience, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.