Mtge Home Ln Advisor

First Bank; St. Louis (MO); On-site; USD 50,000 - 100,000; Full time

Job summary

First Bank is seeking a Mortgage Home Loan Advisor who thrives in the field, spending most of the time outside the office to meet new people and help families finance their homes. This commission-only role requires strong client development and loan submission capabilities.

You will guide borrowers through income and debt documentation, coordinate with underwriters, and drive the loan process from application to closing, ensuring conditions are met and borrowers are well-supported.

Responsibilities

• Source leads for mortgage home loans
• Meet with borrowers to obtain loan applications and explain processes
• Analyze borrowers' financial status with required paperwork
• Submit applications and coordinate with underwriters
• Advise borrowers on underwriting outcomes and conditions
• Coordinate loan closing and document signing

Job description

Mortgage Home Loan Advisor (Commission-Only)

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

What You Will Be Doing

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process