Mtge Home Ln Advisor

First Bank; Overland Park (KS); Hybrid; USD 40,000 - 60,000; Full time

Job summary

First Bank in Overland Park is seeking a Mortgage Home Loan Advisor to meet prospective borrowers and assist them in financing new homes. The role requires spending more than 80% of your time outside the office.

The ideal candidate should have a high school diploma, 1-2 years of related experience, and proficiency with Windows-based software. A hybrid work environment is offered, requiring at least two days in the office for client-facing activities.

Qualifications

• One to two years of related experience and/or training.
• Reliable transportation and willingness to drive.
• Registered under the Nationwide Mortgage Licensing System (NMLS) – required upon hire.
• Self-motivated and extremely detail oriented.
• Ability to thrive in a fast-paced, constantly changing environment.

Responsibilities

• Sourcing leads for mortgage home loans.
• Meet with prospective borrowers to obtain loan applications, explain the application process, fees, and available programs.
• Analyze prospective borrowers’ financial status by obtaining required paperwork.
• Submit completed applications and confer with underwriters to resolve concerns.
• Advise borrowers on underwriting decisions and ensure conditions are met.
• Work with processor and borrower to reconstruct loans if denied.
• Coordinate loan closing, escrow signing, ordering of loan documents.

Skills

Strong written and verbal communication skills

Competent math skills

Proficiency with Windows-based software

Education

High school diploma or GED

Job description

Mortgage Home Loan Advisor (Base+Commission)

This role requires you to spend more than 80% of your time outside of your office—meeting new people and helping prospective borrowers finance a new home.

Responsibilities

• Sourcing leads for mortgage home loans.
• Meet with prospective borrowers to obtain loan applications, explain the application process, fees, and available programs.
• Analyze prospective borrowers’ financial status (income and debt) by obtaining required paperwork, notifying borrowers of credit report/appraisals, and determining feasibility of the mortgage loan.
• Submit completed applications and confer with underwriters to resolve mortgage application concerns.
• Advise borrowers on underwriting decisions, work with the borrower and underwriter to ensure conditions are met.
• If a loan is denied, work with the processor and borrower to reconstruct the loan under a different program.
• Coordinate loan closing, escrow signing, ordering of loan documents, and assist borrowers during closing.

Qualifications, Competencies, and Skills

• High school diploma or GED.
• One to two years of related experience and/or training.
• Proficiency with Windows‑based software.
• Reliable transportation and willingness to drive.
• Strong written and verbal communication skills.
• Competent math skills.
• Registered under the Nationwide Mortgage Licensing System (NMLS) – required upon hire.
• Self‑motivated and extremely detail oriented.
• Ability to thrive in a fast‑paced, constantly changing environment.

Compensation Disclosure

The salary range for this role is based on factors such as prior experience, skill set, training, and internal business & organizational considerations. The range varies by geographic location and may differ for remote positions. Compensation decisions are made on a case‑by‑case basis.

Benefits

Hybrid work environment: employees may work at an alternate location depending on job and team needs, with at least two full days required in the office for client‑facing teams.

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.