Mtge Home Ln Advisor

first-bank; Overland Park (KS); On-site; USD 60,000 - 120,000; Full time

Job summary

A financial institution in Overland Park is seeking a Mortgage Home Loan Advisor who thrives in an active, outside work environment. This role involves sourcing leads, meeting with borrowers, analyzing financial documents, and guiding clients through the loan application process. If you enjoy helping people finance their homes and prefer not to be confined to an office, this opportunity might be for you. Strong communication and analytical skills are essential for success in this position.

Qualifications

• Experience in sourcing leads for mortgage loans.
• Ability to analyze borrowers' financial status.
• Strong communication skills to interact with clients.

Responsibilities

• Source leads for mortgage home loans.
• Meet with borrowers to explain the application process.
• Analyze financial documents for mortgage feasibility.
• Submit applications and assist underwriters with concerns.
• Advise borrowers based on underwriting decisions.
• Help reconstruct loans if denied.
• Coordinate the loan closing process.

Skills

Lead sourcing

Financial analysis

Client communication

Client meetings

Loan submissions

Underwriter liaison

Job description

Mortgage Home Loan Advisor (Commission-Only)

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

What You Will Be Doing

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

What Do You Need for this Position?

Mtge Home Ln Advisor • Overland Park, KS