Mtge Home Ln Advisor

First Bank; Omaha (NE); On-site; USD 65,000 - 85,000; Full time

Job summary

First Bank in Omaha, NE is seeking a Mortgage Home Loan Advisor (commission-only) who spends the majority of time outside the office helping people finance a new home. You will source leads, meet with prospective borrowers, and explain the loan application process and available programs.

You will analyze borrowers' financial status, gather paperwork, submit applications, work with underwriters to resolve issues, advise on underwriting decisions, and guide borrowers through closing, escrow

Responsibilities

• Source leads for mortgage home loans.
• Meet with prospective borrowers to obtain loan applications and explain the process and available programs.
• Analyze borrowers' financial status by collecting required paperwork for loan submission and notifying about credit reports.
• Submit applications and confer with underwriters to resolve loan concerns.
• Advise borrowers on underwriting decisions and ensure conditions are met.
• Coordinate loan closing, escrow signing, and ordering of loan documents.

Job description

Mortgage Home Loan Advisor (Commission-Only)

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

What You Will Be Doing

• Sourcing leads for mortgage home loans
• Meet with prospective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze prospective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process