Mortgage Warehouse - Credit Analyst

Associated Bank, NA; Green Bay (WI); Hybrid; USD 49,000 - 86,000; Full time

Job summary

A leading bank is seeking a Mortgage Warehouse - Credit Analyst to join their Green Bay, WI team. This hybrid role involves extensive client interaction and operational oversight in mortgage warehouse lending, focusing on ensuring effective portfolio management. Ideal candidates will have a Bachelor's degree in Business or Finance, along with strong analytical and communication skills. This position offers a pathway into Portfolio Management, providing an excellent opportunity for professional growth and development.

Benefits

Retirement savings including 401(k) and Pension plans

Paid time off to volunteer in the community

Competitive salaries with opportunities for professional development

Bonus benefits including well-being programs and incentives

Qualifications

• 1+ years in Consumer Lending/Mortgage Operations.
• Understanding of mortgage warehouse lending process.
• CFA License Preferred.

Responsibilities

• Monitor loan funding activity and operational oversight.
• Assist with financial analysis for credit decisioning.
• Collaborate with internal teams and external clients.

Skills

Analytical skills

Communication skills

Organizational skills

Collaborative skills

Education

Bachelor's Degree in Business, Finance, Accounting

Job description

Mortgage Warehouse - Credit Analyst page is loaded

Mortgage Warehouse - Credit Analyst

Apply remote type Hybrid or On-Site locations Green Bay 200 Adams Chicago 525 Monroe Minneapolis 45 7th time type Full time posted on Posted 17 Days Ago job requisition id JR103235

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process.

This is a hybrid role with a strong operational and client-facing component specific to mortgage warehouse lending. The position will assist Portfolio Managers with both credit monitoring and operational oversight of Consumer Lending/Mortgage Operations relationships. The analyst will be heavily involved in the daily monitoring and reporting of mortgage warehouse activity and will serve as a key liaison with both internal operations teams and external clients to ensure timely funding, resolution of issues, and operational efficiency. On the credit side, the analyst will support the evaluation of loan requests by analyzing financial data, preparing cash flow analyses, spreading financials, and learning the fundamentals of portfolio management. This is an entry-level position with a career path into Portfolio Management.

Job Accountabilities

• Partner with the Portfolio Management team to ensure portfolio administration and risk management comply with Associated Banc-Corp credit policy, procedures, and regulatory guidelines.

• Provide daily oversight of mortgage warehouse operations, including monitoring loan funding activity, tracking loan payoffs, and identifying variances or issues requiring escalation.

• Interface regularly with clients to resolve mortgage warehouse operational issues, ensuring strong relationships and a focus on efficiency.

• Collaborate with internal operations teams to maintain seamless execution of warehouse line transactions.

• Assist with financial analysis for credit decisioning, including spreading statements, preparing cash flows, and generating internal reporting.

• Participate in due diligence and analysis for new client relationships and assist in drafting opportunity memos as appropriate.

• Learn and understand the Relationship Manager role and act as liaison to internal business partners including Credit, Operations, and Support teams.

• Observe and assist in credit presentation preparation, including recommendations for approval and appropriate structure.

• As experience increases, contribute to the renewal process of existing loans and portfolios in partnership with the Portfolio Manager and Relationship Manager.

• Participate in business and community functions to promote the bank’s presence and reputation in the market.

Preferred Qualifications

• Understanding of the mortgage warehouse lending process, including the lifecycle of funding and repayment.

• Prior experience or exposure to mortgage warehouse operations, including client communication and issue resolution.

• Strong analytical, communication, and organizational skills.

• Ability to work collaboratively across teams and with external clients.

• CFA License Preferred

Education

• Bachelor's Degree in Business, Finance, Accounting or equivalent combination of education and experience Business Required

Experience

• 1+ years Consumer Lending/Mortgage Operations and/or Credit Approval Required

• 1+ years Handling complex credits Preferred

• 1+ years Sales Preferred

• 1+ years of Customer Service experience Preferred

• 1+ years Formal Credit Training Preferred

Licenses & Certifications

Must have access to reliable transportation and the ability to lawfully drive self, if applicable by start date Required

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

• Retirement savings including both 401(k) and Pension plans.

• Paid time off to volunteer in your community.

• Opportunities to connect with others through our diversity-focusedColleague Resource Groups.

• Competitive salaries with professional development and advancement opportunities.

• Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.

• Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on Facebook , LinkedIn and X .

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact [e-mail] if you need an accommodation at any time during the process.

Associated Banc-Corp is an Affirmative Action and Equal Opportunity Employer . Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish . Know Your Right to Work English or Spanish .

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

$49,840.00 - $85,440.00 per year