Mortgage Underwriter – Training Program

Cake Mortgage Corp; United States; On-site; USD 45,000 - 60,000; Full time

Benefits offered by this job

Competitive bonuses

Collaborative culture

Career advancement opportunities

Job summary

CAKE Mortgage is a forward‑thinking wholesale lender specializing in Non‑QM products. We’re launching a six‑week training program designed to start your underwriting career in a fast‑paced, quality‑driven environment.

During the program you’ll gain hands‑on experience with credit risk assessment, compliance, and our proprietary lending technology, preparing you to underwrite loans with speed, precision, and integrity in a supportive team setting.

Qualifications

• Detail-oriented with strong analytical and problem-solving skills.
• Excellent written and verbal communication abilities.
• Comfortable working in a fast-paced, deadline-driven environment.
• Eager to learn and grow within a high-performance team.
• Prior experience in finance, real estate, or mortgage.

Responsibilities

• Make informed underwriting decisions across a full range of mortgage products.
• Review applications and supporting documentation for accuracy, consistency, and completeness.
• Evaluate risk in accordance with Federal, State, and investor guidelines.
• Ensure full regulatory and guideline compliance throughout the loan process.
• Issue loan approvals, suspensions, or denials clearly and promptly.
• Maintain high standards for file quality, communication, and efficiency.
• Collaborate closely with account managers, processors, and senior underwriters.
• Demonstrate professionalism and a growth mindset in a team-oriented culture.

Skills

Detail-oriented

Analytical thinking

Communication skills

Problem solving

Job description

Description

CAKE Mortgage is a forward-thinking wholesale lender specializing in Non-QM products. We’re redefining the mortgage experience through innovative programs, streamlined processes, and a relentless focus on speed, precision, and service. As we continue to grow, we’re seeking sharp, motivated professionals eager to build a career in mortgage underwriting.

About the Program

Our comprehensive six-week training program is built to launch your underwriting career. Whether you’re new to the industry or transitioning from another role, you’ll gain hands‑on experience with Non-QM loan products, credit risk assessment, compliance, and our proprietary lending technology. Upon successful completion, you’ll be fully equipped to begin underwriting loans within our fast‑paced, supportive environment.

Key Responsibilities

• Make informed underwriting decisions across a full range of mortgage products
• Review applications and supporting documentation for accuracy, consistency, and completeness
• Evaluate risk in accordance with Federal, State, and investor guidelines
• Ensure full regulatory and guideline compliance throughout the loan process
• Issue loan approvals, suspensions, or denials clearly and promptly
• Maintain high standards for file quality, communication, and efficiency
• Collaborate closely with account managers, processors, and senior underwriters
• Demonstrate professionalism and a growth mindset in a team-oriented culture

Requirements

• Detail-oriented with strong analytical and problem‑solving skills
• Excellent written and verbal communication abilities
• Comfortable working in a fast‑paced, deadline‑driven environment
• Eager to learn and grow within a high‑performance team
• Prior experience in finance, real estate, or mortgage

Why Join CAKE Mortgage?

• Be part of a fast‑growing company changing the game in Non‑QM
• Competitive compensation and performance‑based bonuses
• Collaborative and entrepreneurial culture
• Opportunities for career advancement and innovation

Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.