Mortgage Underwriter: Analyze, Validate & Approve Loans

Royal Business Bank; Los Angeles (CA); On-site; USD 80,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k)

Disability insurance

Job summary

A growing financial institution in California is seeking a Mortgage Underwriter responsible for reviewing loan applications and ensuring compliance with regulations. The ideal candidate has 2-4 years of mortgage banking experience and strong analytical skills. You'll collaborate with teams, provide customer service, and ensure all documentation is thorough. This full-time role supports a rewarding career in finance with comprehensive benefits including medical and vision insurance, 401(k), and disability insurance.

Qualifications

• 2-4 years of mortgage banking experience specific in underwriting.
• Technical history with FHLMC, FNMA, FHA, VA, or equivalent mortgage products.

Responsibilities

• Review mortgage loan documentation and ensure completeness.
• Review appraisal for accuracy to warrant the loan.
• Verify applicant's financial statements and credit history.
• Approve applications and ensure regulatory compliance.
• Collaborate with team to address exceptions for denied loans.
• Provide excellent customer service and product knowledge.

Skills

Analytical skills

Decision-making skills

Knowledge of mortgage regulations

Customer service skills

Communication skills

Ability to handle delicate situations

Education

High School Diploma or equivalent

Job description

A growing financial institution in California is seeking a Mortgage Underwriter responsible for reviewing loan applications and ensuring compliance with regulations. The ideal candidate has 2-4 years of mortgage banking experience and strong analytical skills. You'll collaborate with teams, provide customer service, and ensure all documentation is thorough. This full-time role supports a rewarding career in finance with comprehensive benefits including medical and vision insurance, 401(k), and disability insurance.