Mortgage Underwriter

RiseMe; Washington Terrace (UT); On-site; USD 65,000 - 105,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Paid time-off

Tuition reimbursement

Retirement plan

Job summary

Goldenwest Credit Union in Utah is seeking an experienced Mortgage Underwriter to review, evaluate, and decision mortgage loans, ensuring compliance with internal standards and agency guidelines. The role emphasizes building trusted relationships with members and cross-functional teams.

The position requires 5+ years of underwriting experience, familiarity with FHA/VA/Rural Housing, and a commitment to ongoing education in a regulated environment. Full-time, on-site with comprehensive benefits.

Qualifications

• Two-year college degree or certification/licensing.
• Minimum 5+ years direct mortgage underwriting experience.
• Experience with FHA, VA and Rural Housing programs.

Responsibilities

• Cultivate and effectively manage long-term, trusting relationships.
• Evaluate mortgage loan information to determine if loans meet credit union and agency standards.
• Decide loans based on credit union guidelines and policies.
• Communicate status of loans to mortgage loan officer and processor.
• Comply with all regulations as required by law.
• Actively participate in continuing education related to credit union career development.

Skills

Mortgage underwriting

Communication skills

Problem solving

Attention to detail

Education

Two-year degree or cert/licensing

Job description

Goldenwest Credit Unionis a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual bonus and a generous incentive/commission schedule. We provide outstanding benefits, including:

• Medical insurance (we pay 100% of your deductible!)
• Dental insurance (we pay 100% of your premium!)
• Paid time-off (we pay you to take 34 days off!)
• Tuition reimbursement (we pay for your tuition cost, up to the IRS maximum!)
• Retirement (we pay 100% of your pension and match your 401K!)
• And many, many more…

WHAT WE LOOK FOR

Ideal candidates will exhibit an energetic, friendly and positive attitude! We are looking for people who believe in doing the right thing, want to make a lasting impact, strive to be better every day and aren’t afraid to grow! We are an organization of people helping people!

Key Competencies

• Strong ability to think critically and solve problems.
• Timely and meticulous attention to verbal and written communication.
• Devotion to earning and maintaining member trust.
• Attentiveness to professionalism in appearance and action.

WHAT YOU CAN EXPECT

Our Mortgage Underwriters eagerly assist mortgage lending by reviewing, evaluating, and decisioning mortgage loans.

Location & Schedule Availability

• 5151 S 400 E, Washington Terrace, UT 84405
• Monday through Friday 8:30 AM - 5:30 PM
• Full-time, 40 hours per week

Essential Duties & Responsibilities

• Cultivate and effectively manage long-term, trusting relationships.
• Evaluate mortgage loan information to determine if loans meet credit union and agency standards.
• Decision loans based on credit union guidelines and policies.
• Communicate status of loans to mortgage loan officer and processor.
• Comply with all regulations as required by law
• Actively participate in continuing education related to credit union career development.
• Actively participate in continuing education related to credit union career development.

Experience, Education & Certification

• A two-year college degree, or completion of specialized certification or licensing
• 5+ years of prior direct mortgage underwriting experience
• Delegated with FHA, VA and Rural Housing