Mortgage Underwriter

A&D Mortgage LLC; Troy (MI); On-site; USD 48,000 - 64,000; Full time

Benefits offered by this job

PTO

Sick days

Paid volunteer hours

Medical insurance

Dental insurance

Vision insurance

401(k)

Job summary

AD Mortgage is recruiting for an Underwriter in training to learn the ins and outs of mortgage guidelines and grow into a subject matter expert. You will evaluate loan applications, credit reports, and appraisals to craft compliant, clear file narratives.

You’ll use LexisNexis and MERS to identify risks and prevent fraud, collaborating with broker partners to clear conditions and help families secure their homes.

Qualifications

• Excellent communication and interpersonal skills (written and verbal).
• Strong work ethic and a proactive approach to learning.
• Ability to work effectively both independently and as part of a team.
• A positive attitude and a willingness to embrace new challenges.
• Preferred: Associate's degree or 0-2 years of professional experience.

Responsibilities

• Master the Fannie Mae and Freddie Mac rulebooks through our specialized training program.
• Analyze loan applications, credit reports, and appraisals to ensure every file tells a clear, compliant story.
• Use tools like LexisNexis and MERS to hunt for risks and prevent fraud before it happens.
• Work directly with broker partners to clear final conditions and get families into their new homes.
• Identify outside-the-box solutions to rework loans while maintaining quality standards.

Skills

Excellent communication

Interpersonal skills

Strong work ethic

Proactive learner

Independent and team work

Positive attitude

Education

Associate's degree or 0-2 years experience

Job description

The Mission: Become a Master Underwriter

At AD Mortgage, we don’t just hire Underwriters; we build them. We are looking for sharp, analytical minds ready to dive into our intensive Underwriting Training Course. You’ll learn the intricacies of Fannie Mae and Freddie Mac guidelines and emerge as a Subject Matter Expert in the mortgage industry.

If you have an eye for detail and a passion for solving complex puzzles, your future starts here.

What You’ll Own

• The Learning Curve: Master the Fannie Mae and Freddie Mac rulebooks through our specialized training program.

• The Puzzle: Analyze loan applications, credit reports, and appraisals to ensure every file tells a clear, compliant story.

• The Guardrail: Use tools like LexisNexis and MERS to hunt for risks and prevent fraud before it happens.

• The Finish Line: Work directly with broker partners to clear final conditions and get families into their new homes.

• The Strategy: Identify "outside the box" solutions to rework loans and find a path to "Yes" while maintaining quality standards.

Skills & Qualifications:

• Excellent communication and interpersonal skills (written and verbal);

• Strong work ethic and a proactive approach to learning;

• Ability to work effectively both independently and as part of a team;

• A positive attitude and a willingness to embrace new challenges;

• Preferred: Associate's degree or 0-2 years of professional experience.

Working Conditions:

• This is a full-time, office-based position in a modern, cozy environment in our Troy, MI office.

• Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM, promoting a healthy work-life balance.

What We Offer | Career and Culture

• Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.

• Growth Path: Defined paid training and clear pathways for career development.

• Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.