Mortgage Solutions Advisor

SouthState Bank; Nashville (TN); On-site; USD 55,000 - 85,000; Full time

Job summary

SouthState Bank is seeking a Mortgage Loan Officer in Nashville, TN, responsible for interviewing loan applicants, collecting financial information, and advising clients on mortgage products. You will assess income and credit, ensure compliance with Fannie Mae/Freddie Mac guidelines, and promote cross-sell opportunities within a community-focused banking environment.

The role requires strong interpersonal skills, attention to regulatory detail, and the ability to travel for training and

Qualifications

• Interview loan applicants.
• Analyze and collect information on income, assets, investments or debts.
• Advise customers on advantages and disadvantages of bank products.
• Knowledge of Fannie Mae/Freddie Mac guidelines and government products.
• Assess credit worthiness and prequalify borrowers.
• Adhere to bank policies, procedures and regulatory requirements.

Responsibilities

• Interview loan applicants and collect required financial information.
• Assess creditworthiness and prequalify borrowers.
• Advise on suitable mortgage products and cross-sell others.
• Maintain compliance with regulatory guidelines and bank policies.
• Attend training on residential lending products and travel as required.
• Engage with realtors and builders to generate referrals.
• Represent the bank professionally in the community.

Skills

Mortgage products

Customer service

Regulatory guidelines

Interpersonal communication

Job description

SouthState Bank is seeking a Mortgage Loan Officer in Nashville, TN, responsible for interviewing loan applicants, collecting financial information, and advising clients on mortgage products. You will assess income and credit, ensure compliance with Fannie Mae/Freddie Mac guidelines, and promote cross-sell opportunities within a community-focused banking environment.

The role requires strong interpersonal skills, attention to regulatory detail, and the ability to travel for training and