Territory Mortgage Loan Originator – Growth & Underwriting

Jobtailor; Nashville (TN); On-site; USD 60,000 - 90,000; Full time

Job summary

U.S. Bank in Nashville seeks a Mortgage Loan Originator to originate loans, take applications, and conduct preliminary underwriting for timely processing and closing.

The role requires travel, in-person work, and sales activity beyond bank locations. Candidates should have NMLS registration, a high school diploma, and 1+ year of mortgage/real estate/banking experience, with strong communication and independence.

Qualifications

• NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z
• Maintaining a satisfactory criminal and credit record
• High school diploma or equivalent
• One or more years of mortgage, sales, real estate, or banking experience
• Ability to travel
• Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
• Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
• Basic knowledge of local, state and national laws, including Truth-in-Lending, RESPA, and energy audit requirements
• Ability to work independently
• Ability to analyze financial information
• Effective verbal and written communication skills
• Established referral base within assigned market preferred
• Two years of mortgage loan origination experience with proven results

Responsibilities

• Originate mortgage loans in an assigned metropolitan territory
• Take mortgage loan applications
• Conduct preliminary underwriting reviews
• Submit loan applications to processing and underwriting for approval
• Follow up to ensure documents required for processing, underwriting, and closing are secured from appropriate sources in a timely manner
• Make and solicit loan sales
• Conduct sales-related activities away from U.S. Bank locations
• Drive two or more hours per week
• Work onsite at least three days per week when located near a U.S. Bank location

Skills

Mortgage loan origination

Underwriting knowledge

Financial analysis

Effective communication

Independent work

Travel willingness

Education

High school diploma or equivalent

Tools

Pricing knowledge

FNMA/FHLMC/FHA/VA underwriting guidelines

Regulatory compliance knowledge

Job description

U.S. Bank in Nashville seeks a Mortgage Loan Originator to originate loans, take applications, and conduct preliminary underwriting for timely processing and closing.

The role requires travel, in-person work, and sales activity beyond bank locations. Candidates should have NMLS registration, a high school diploma, and 1+ year of mortgage/real estate/banking experience, with strong communication and independence.