Mortgage Servicing Counsel - Compliance & Documentation

First American; Montana City (MT); Remote; USD 110,000 - 170,000; Full time

Job summary

First American is seeking an Associate Operations Counsel to provide in-house legal and regulatory advice on mortgage servicing and origination. You will draft contracts, policies, and product forms, and collaborate with operations, product, technology, and compliance teams.

This role focuses on mortgage servicing documentation, regulatory compliance, and interpreting federal and state requirements. You will work with regulatory authorities as needed and report changes to management.

Qualifications

• Law Degree required.
• Admitted to practice law in the US.
• Licensed to practice law, in good standing.
• Direct experience with residential mortgage servicing regulations, compliance, and documentation.
• Working knowledge of Regulation X (RESPA), Regulation Z (TILA), and applicable federal and state mortgage servicing requirements.
• Experience researching, reviewing, or developing mortgage servicing documents, forms, and borrower communications.
• Familiarity with government agency and investor requirements affecting mortgage servicing.
• Ability to interpret complex regulatory requirements and translate them into practical documentation, system, or operational solutions.
• Comfortable performing detailed, hands-on legal research and documentation review while working independently and collaboratively with business teams.
• Developed legal research, written and verbal communication skills.
• Proficiency with Microsoft Office products.

Responsibilities

• Provide timely and effective legal support while minimizing potential legal exposure and risk.
• Provide practical, timely, and high-quality legal counsel and guidance toCompany divisions and departments supported, with a primary focus on mortgage servicing documentation and regulatory compliance.
• Research and interpret federal and state mortgage servicing laws, regulations, and investor requirements to ensure servicing documents, forms, and related processes remain compliant.
• Review, develop, and maintain mortgage servicing documents and forms, ensuring accuracy and compliance with applicable regulatory and investor requirements.
• Monitor legislative and regulatory changes and evaluate their potential impact on mortgage servicing documents, systems, and business processes.
• Partner with internal operations, product, technology, and compliance teams to address servicing documentation questions, support product enhancements, and implement regulatory changes.
• Work with clients' legal and compliance contacts to research and resolve mortgage servicing-related questions and concerns.

Skills

Legal analysis

Communication

Independent work

Collaboration

Education

Juris Doctor (JD)

Bar admission in good standing

Tools

Microsoft Office

Job description

First American is seeking an Associate Operations Counsel to provide in-house legal and regulatory advice on mortgage servicing and origination. You will draft contracts, policies, and product forms, and collaborate with operations, product, technology, and compliance teams.

This role focuses on mortgage servicing documentation, regulatory compliance, and interpreting federal and state requirements. You will work with regulatory authorities as needed and report changes to management.