Mortgage Senior Loan Officer

Fidelity Bank; Mandeville (LA); On-site; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a Senior Loan Officer to drive sales and foster relationships in the mortgage sector. This role requires a blend of sales acumen, strong communication skills, and the ability to manage a high volume of loans. The ideal candidate will thrive in a community-focused environment, leveraging their expertise to build connections with realtors and clients alike. Join a team that values integrity and accountability while enjoying a comprehensive benefits package and a culture that promotes work/life balance. If you're ready to make a meaningful impact, this opportunity could be your next career move.

Benefits

Paid Time Off

Comprehensive Medical, Dental, and Vision Insurance

401(k) with matching contributions

Tuition Reimbursement Plan

Gym Discounts

Employee Assistance Program

Opportunities for training and career development

Free or discounted banking and mortgage services

Qualifications

• 3 years in mortgage loan origination with a record of closing $12M annually.
• Ability to build relationships with realtors and manage multiple loans.

Responsibilities

• Supervise Loan Officers and develop new business through community events.
• Analyze loan applications and communicate with processing departments.

Skills

Sales Skills

Communication Skills

Analytical Skills

Problem Solving

Relationship Management

Decision-Making

Organizational Skills

Self-Evaluation

Education

GED or High School diploma

Bachelor’s degree in related field

Tools

Microsoft Office Suite

Encompass

Job description

Current job opportunities are posted here as they become available.

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908, we have built a legacy upon simple, enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank, headquartered in New Orleans, Louisiana, believes in making a difference by living our mission of "Here for Good" to help families and businesses thrive in the communities we serve. Our mortgage division, NOLA Lending Group, is a leader in providing residential home financing solutions in 46 states.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

• Competitive pay based on the position, qualifications, relevant experience, and skillset
• Paid Time Off
• Up to 14 paid holidays annually
• Comprehensive Medical, Dental, and Vision Insurance
• Employer Funded Health Savings Account
• 401(k) with matching contributions
• Wellness Program to reduce health insurance premiums
• Free or discounted banking and mortgage services
• Basic Life Insurance and AD&D
• Tuition Reimbursement Plan
• Associate Referral Program
• Employee Assistance Fund (subject to IRS guidelines)
• Employee Assistance Program
• Opportunities for training and career development
• Gym Discounts, Verizon Wireless Discounts, Tickets At Work Discounts
• Retail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify, amend, or terminate any and all benefits at any time.

Do you want to make a difference? If so, this opportunity may be the right choice for you! Fidelity Bank/NOLA Lending Group is looking for competitive, self-reliant, energetic individuals that are driven to succeed.

Position Summary:

The Senior Loan Officer is responsible for making sales. This position requires strong sales and marketing skills, excellent communication and detailed follow-through. A Senior Loan Officer is responsible for self-sourcing high quality loans, while providing excellent customer service. Must be able to identify opportunities and to develop strong business relationships with realtors, builders and other business partners.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

This position may be filled at a lower or higher level depending on the candidate’s qualifications and relevant experience.

Required Qualifications, Competencies, and Skills:

• GED or High School diploma
• Ability to be customarily and regularly engaged away from the employer’s place of business engaging in sales activities
• 3 years of experience in mortgage loan origination and a proven record of closing an average of $12M annually in self-generated mortgage loan sales (average over last 3 years) OR minimum 10 years of mortgage industry experience
• Knowledge of the processing and underwriting functions
• Knowledge of investor procedures/guidelines
• Ability to build relationships with realtors, agents, brokers, builders, customers, title companies, insurance companies and other outside referral sources
• Ability to organize, prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycle
• Ability to manage multiple contacts handling the loan at different stages
• Ability to obtain Safe Act certification
• Proficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, Teams
• Developed cognitive skills to include Analytical, Problem Solving, Decision-Making, Innovation, Judgement
• Developed intrapersonal skills to include Ambition, Follow-Through, Self-Evaluation, Development, Resourcefulness
• Developed interpersonal skills to include Communication: Listening, Speaking, and Writing, Collaboration, Client Focus, Influence, Versatility
• Developed technology skills to include Knowledge Management, Social Branding, Agile Development
• Developed leadership skills to include Coaching & Development, Developing Followers, Achieving Results, Relationship Management, Addressing Conflict, Strategic Thinking, Business Acumen
• Developed sales skills to include Preparation, Connecting, Knowledge, Sales Drive, Prospecting, Presence, Opportunity Pipeline Management

Preferred Qualifications, Competencies, and Skills:

• Bachelor’s degree in related field or 4 years of related/comparable experience
• Knowledge/experience with: Encompass
• Previous supervisory experience

Essential Duties and Responsibilities:

• Supervise Loan Officers
• Develop new business by utilizing various methods that may include but not limited to: attending/sponsoring community or marketing events and realtor open houses, hosting realtor appreciation breakfasts/lunches/dinners, attending/conducting continuing education classes, attending/hosting broker tours, maintaining social networking sites, and cold-calling agents
• Send email blasts to realtors, agents, brokers, and builders with new products and/or rates
• Take complete and accurate loan applications and submit to Processing
• Analyze and understand pay stubs and tax returns and calculate debt, business income and rental income to understand and explain to a loan applicant why their loan was approved/not approved
• Follow credit guidelines to understand findings from credit reports
• Order appraisal and title fees
• Request required documents from customers
• Communicate changes to processing department
• Review and initial fee sheet
• Review Closing Disclosure
• Attend closing or be available by phone, when possible
• Assist with clearing investor conditions to get loan purchased
• Consistently exemplifies our Core Values of Integrity, Community, Dependability, Excellence, Longevity, and Accountability
• Complies with regulatory rules and regulations evidenced through successful completion of training and demonstrated ability
• Performs other duties and/or special projects as appointed by management
• Physical Requirements: primarily sitting with some standing, walking, lifting and bending

Fidelity Bank is an Equal Opportunity and Affirmative Action Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, disability, protected veteran status, pregnancy-related decisions, or a person’s relationship or association with a protected veteran, including spouses and other family members. Fidelity promotes a drug free workplace.

If you require an accommodation to submit your application for an open position, please send an email request to [e-mail] or call 985-612-2764. All information provided will be kept confidential and will only be used to the extent required to provide the needed reasonable accommodation.

This position is located in Mandeville, LA, 70471.