Mortgage Quality Control Specialist

Community Bank, N.A.; City of Olean (NY); On-site; USD 26,000 - 35,000; Full time

Benefits offered by this job

Health insurance

401K with match

Pension

Job summary

Community Bank, N.A. is seeking a Mortgage Processor to review loan applications, analyze borrower credit profiles, and ensure compliance with regulatory guidelines.

The role interfaces with loan officers and attorneys to prepare packages for closing and to meet Quality Control timing requirements. The position emphasizes accurate credit assessment, documentation review, and cross-department collaboration to support a high-volume mortgage portfolio with strong benefits and career growth

Qualifications

• Associates Degree or equivalent mortgage processing experience or legal office real estate closing experience required.
• Proficient reading, writing, grammar and mathematics skills.
• Ability to analyze and interpret income, assets and credit.
• Ability to work under pressure and meet time constraints.
• Good written and verbal communication skills.
• Research and problem solving skills.
• Two (2) years Mortgage experience preferred.

Responsibilities

• Understand, review and maintain compliance with laws and regulations (TILA-RESPA, ATR/QM, HMDA).
• Review loan applications and supporting documentation to assess credit worthiness and ensure guidelines are met.
• Adhere to bank QC timing requirements.
• Provide corrective action on findings to management.
• Review closing documents for regulatory compliance and coordinate with loan office or attorney.
• Review LE and CD for RESPA compliance.
• Prepare loans for processing to closing table.
• Review flood files and participate in writing procedures.

Skills

Reading & Writing

Credit analysis

Under pressure

Communication skills

Research & problem solving

Microsoft Word

Microsoft Excel

Education

Associates Degree or mortgage processing/real estate closing experience

Tools

Microsoft Word

Microsoft Excel

Job description

Community Bank, N.A. is seeking a Mortgage Processor to review loan applications, analyze borrower credit profiles, and ensure compliance with regulatory guidelines.

The role interfaces with loan officers and attorneys to prepare packages for closing and to meet Quality Control timing requirements. The position emphasizes accurate credit assessment, documentation review, and cross-department collaboration to support a high-volume mortgage portfolio with strong benefits and career growth