Mortgage Quality Control Analyst - Compliance & Accuracy

Teachers-Federal-Credit-Union; Brentwood (NY); On-site; USD 35,000 - 42,000; Full time

Benefits offered by this job

Annual discretionary bonus

Paid time off

401(k)

Dental & Vision premium covered

Tuition reimbursement

Employee loan discounts

Job summary

Teachers Federal Credit Union is seeking a Mortgage Loan Quality Inspector in Brentwood, NY. The role focuses on quality inspections of consumer and mortgage loan files to ensure compliance with guidelines and completeness of documentation.

You will also prepare daily/monthly activity reports for management and support post-close reviews. Ideal candidates have a high school diploma and at least two years of lending experience.

Qualifications

• High School Diploma or GED required.
• Minimum two years lending experience required.

Responsibilities

• Performs a quality inspection of consumer and mortgage loan files to ensure compliance with established guidelines.
• Reviews files to ensure that all loan applications and supporting documents are present, accurate, and complete.
• Records all mistakes or omissions; verifies all pertinent information in DNA; notifies appropriate staff members of errors or omissions noted.
• Ensures that all mortgage loan files are received and sent to be scanned and stored.
• Compiles a monthly report reflecting the number of loans reviewed by branch or mortgage closer detailing all errors or omissions.
• Distributes monthly reports to appropriate credit union staff.
• Performs a post close review of mortgage loans by processing a reverification of the income, employment and asset information, a re-verification of the credit history, a verification of the SSN and a re-verification of appraisal.
• Submits post close review file to underwriting for re-analysis. Ensures post close reviews are completed within required time frames.
• Perform other duties as needed upon request from immediate supervisor

Skills

Quality inspection

Documentation review

Data entry

Attention to detail

Education

High School Diploma or GED

Tools

DNA system

Job description

Teachers Federal Credit Union is seeking a Mortgage Loan Quality Inspector in Brentwood, NY. The role focuses on quality inspections of consumer and mortgage loan files to ensure compliance with guidelines and completeness of documentation.

You will also prepare daily/monthly activity reports for management and support post-close reviews. Ideal candidates have a high school diploma and at least two years of lending experience.