Mortgage Prequalification Analyst & Contractor Reviews

Cnb-Financial-Corporation; Pennsylvania; On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical, Dental, Vision & Life Ins

401K with company match

Paid Time Off & Holidays

Job summary

CNB Bank in Pennsylvania seeks a Prequalification Specialist to review and complete residential mortgage prequalification requests, analyze income, assets, liabilities, and credit information, and communicate findings professionally.

This role supports lenders, escalates exceptions to management, and handles contractor authorization reviews, ensuring compliance with policies and regulatory requirements.

Qualifications

• High school diploma or GED required.
• Experience in mortgage lending, mortgage processing, underwriting support or related financial services preferred.
• Knowledge of residential mortgage lending practices, credit analysis, income calculation methodologies, and secondary market guidelines preferred.

Responsibilities

• Review and complete mortgage prequalification requests accurately and timely while adhering to internal underwriting guidelines, secondary market requirements, and lending regulations.
• Analyze borrower income, assets, credit, liabilities, and other qualifying factors to determine eligibility and borrowing capacity.
• Escalates exceptions and guideline interpretation questions to management with appropriate authority.
• Communicate prequalification decisions, conditions, and documentation requirements to lenders and lending personnel.
• Review, process, and maintain contractor authorization requests, ensuring compliance with organizational policies and contractor approval requirements.

Skills

Income analysis

Credit analysis

Regulatory compliance

Communication

Education

High school diploma or GED

Associate's or Bachelor's Degree in Business/Finance/Accounting

Tools

LOS

AUS

Document imaging systems

Job description

CNB Bank in Pennsylvania seeks a Prequalification Specialist to review and complete residential mortgage prequalification requests, analyze income, assets, liabilities, and credit information, and communicate findings professionally.

This role supports lenders, escalates exceptions to management, and handles contractor authorization reviews, ensuring compliance with policies and regulatory requirements.