Mortgage Package Closer

Tata Consultancy Services; Cincinnati (OH); On-site; USD 50,000 - 60,000; Full time

Benefits offered by this job

Discretionary Bonus

Medical Coverage

Family Leave

Insurance Options

Growth & Training

Vacation & Holidays

Legal & 401K

Job summary

Tata Consultancy Services in Cincinnati, OH seeks a Mortgage Package Closer to support West Coast operations with flexible scheduling, including second-shift hours. You will enter loan data, assemble closing packages, ensure fees align with client guidelines, and coordinate with Relationship Managers to meet timelines.

Join a team that values accuracy, compliance with federal and state lending rules, and a strong focus on customer service.

Qualifications

• 4+ years of mortgage experience, preferably in closing.
• Familiarity with conventional, FHA, VA loan programs.
• Experience reviewing income, credit, assets, and appraisal docs.
• Understanding of federal and state lending regulations.

Responsibilities

• Enter accurate loan information into the Client’s processing system.
• Prepare and review closing package based on requirements and guidelines.
• Create closing package and ensure that the Client’s customer loan or settlement fees are within tolerance and meet Client compliance.
• Communicate to Relationship Managers the required conditions and perform the cash to close call and set closing expectations.
• Confirm that the settlement funds have been disbursed timely and that the closing took place as per the stipulated timelines.
• Maintain a standard of customer service comparable to leading standards of Client’s industry while supporting the team goals.
• Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding.
• Maintain a knowledge of industry regulations and changes.

Skills

Mortgage experience

Closing experience

Regulatory knowledge

Attention to detail

Education

Diploma

Tools

Loan processing system

Job description

Job Description

Tata Consultancy Services is an IT services, consulting and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for over 55 years.

Job Description

Tata Consultancy Services is an IT services, consulting and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for over 55 years.

TCS offers consulting-led, cognitive powered, integrated portfolio of business, technology and engineering services and solutions. This is delivered through its unique Location Independent Agile delivery model, recognized as a benchmark of excellence in software development.

The Mortgage Package Closer plays a vital role on the team and must be able to support West Coast operations. This position requires a flexible schedule, including the ability to work second-shift hours as needed.

Responsibilities

• Responsible for entering accurate and timely loan information into the Client’s processing system.
• Prepare and review closing package based on requirements and guidelines.
• Create closing package and ensure that the Client’s customer loan or settlement fees are within tolerance and meet Client compliance.
• Communicate to Relationship Managers the required conditions and perform the cash to close call and set closing expectations.
• Confirm that the settlement funds have been disbursed timely and that the closing took place as per the stipulated timelines.
• Maintain a standard of customer service comparable to leading standards of Client’s industry while supporting the team goals.
• Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding.
• Maintain a knowledge of industry regulations and changes.

Experience Required

4+ years of Mortgage experience, preferrable in Closing

Familiarity with conventional, FHA, VA, and other loan programs

Experience reviewing income, credit, assets, and appraisal documentation

Understanding of federal and state lending regulations

Ability to ensure compliance with investor and company guidelines

TCS Employee Benefits Summary

• Discretionary Annual Incentive.
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $50,000 - $60,000 per year

Qualifications

Diploma