Mortgage Originator — Client-Focused Closings & Growth

Teachers Federal Credit Union; Hauppauge (NY); On-site; USD 58,000 - 62,000; Full time

Benefits offered by this job

Paid time off

401(k)

Dental & Vision premium coverage

Tuition reimbursement

Loan discounts

Job summary

Teachers Federal Credit Union in Hauppauge, NY is seeking a Mortgage Loan Funding Assistant to prepare and finalize loan documents and guide members through the funding process.

The role requires a high school diploma (associate degree preferred) and at least two years of mortgage experience; NMLS certification is required and knowledge of SAFE Act compliance is essential. We offer a competitive benefits package and commission eligibility.

Qualifications

• H.S. Diploma required
• Associate's degree preferred
• Minimum two years mortgage experience and/or training required

Responsibilities

• Initiates mortgage loan application and prepares file for approval by interviewing members to determine the product that meets their needs
• Reviews documents, enters all pertinent information into the system
• Prepares good faith estimates of closing costs and monthly payments, computes income and loan-to-value ratio, reviews credit report, and coordinates with attorneys and appraisers
• Prepares adverse action letters for members and ensures proper signing; follows up on counter offers and routes to underwriter
• Conducts home equity loan closings, reviews documents for accuracy, and explains pertinent loan information to members
• Ensures all loan documents are executed and returned to the closing team promptly
• Processes pre-approved loans by reviewing relevant information and calculating monthly payments
• Responds to requests from attorneys for missing documents
• Verifies collection of appraisal fees and ensures proper debiting from member accounts
• Performs other duties as needed by supervisor

Skills

Mortgage experience

NMLS knowledge

Customer service

Education

H.S. Diploma

Associate's degree preferred

Job description

Teachers Federal Credit Union in Hauppauge, NY is seeking a Mortgage Loan Funding Assistant to prepare and finalize loan documents and guide members through the funding process.

The role requires a high school diploma (associate degree preferred) and at least two years of mortgage experience; NMLS certification is required and knowledge of SAFE Act compliance is essential. We offer a competitive benefits package and commission eligibility.