Mortgage Origination Specialist - Commission-Based

ADP, Inc.; Lexington (KY); Presencial; USD 55.000 - 85.000; Jornada completa

Descripción de la vacante

Central Bank in Lexington, KY seeks a full-time Mortgage Officer with commission. The role originates conventional, FHA, RHS, and VA loans, counseling applicants, assembling and reviewing documentation, and ensuring compliance for secondary market sales.

Ideal candidates have strong sales experience, knowledge of loan products, underwriting, and credit analysis, plus proficiency with loan origination software. Must handle multiple files with high attention to detail.

Formación

• Strong sales experience in banking or mortgage lending.
• Proficient with loan origination software and financial analysis.
• Excellent communication and customer service skills.
• Ability to manage multiple files with high attention to detail.

Responsabilidades

• Originates mortgage loans including counseling applicants on programs, requirements, and terms.
• Prepares and reviews loan applications, disclosures, and supporting docs for accuracy and compliance.
• Collects and analyzes financial/credit information to assess eligibility and pricing.
• Collaborates with processors, underwriters, and closers to ensure timely processing through funding.
• Solicits business through realtors, builders, and other referral sources.
• Documents loans in compliance with Central Bank and investor guidelines (FNMA, Freddie Mac, FHA, VA).
• Keeps up-to-date knowledge of lending guidelines, overlays, and market trends.

Conocimientos

Verbal communication

Written communication

Customer service

Numerical analysis

Time management

Organization

Educación

Associate’s degree / commensurate hours

Five years banking with 3 years secondary market experience

Herramientas

Loan origination software

Descripción del empleo

Central Bank in Lexington, KY seeks a full-time Mortgage Officer with commission. The role originates conventional, FHA, RHS, and VA loans, counseling applicants, assembling and reviewing documentation, and ensuring compliance for secondary market sales.

Ideal candidates have strong sales experience, knowledge of loan products, underwriting, and credit analysis, plus proficiency with loan origination software. Must handle multiple files with high attention to detail.