Mortgage Loan Technician: Data Integrity & Compliance

Kids for the Future; Irving (TX); On-site; USD 52,000 - 70,000; Full time

Job summary

BSI Financial is seeking a Loan Technician to join our Lending Division in Irving, TX. The role centers on managing a centralized disclosure desk, preparing Loan Estimates and disclosures, and ensuring compliance with TRID and investor requirements throughout the mortgage loan cycle.

You will review loan files for data accuracy, work with Loan Officers and Processors to validate pricing, and monitor the pipeline daily to ensure timely delivery and data integrity.

Qualifications

• High School diploma or equivalent.
• Mortgage loan experience preferred but not required.
• Familiar with Outlook, Microsoft Word and Excel.
• Excellent quantitative and written/verbal communication skills.

Responsibilities

• Review disclosures to determine which are required based on loan information and TRID guidelines.
• Follow training checklists to evaluate loan files for data accuracy and completeness.
• Prepare Loan Estimate (LE) and Preclosing Disclosure (PCD), confirm fees and pricing, and deliver to borrowers.
• Monitor change of circumstance (COC) requests and verify loan information at time of disclosure.
• Monitor and issue Notices of Incomplete (NCI) as needed.
• Process cancelled/denied/withdrawn files including pre-HMDA review.
• Oversee the locked pipeline to ensure loans don’t expire pre- or post-closing.
• Collaborate with Loan Officers and Processors to validate pricing and data in the LOS.

Skills

Attention to detail

Analytical skills

Communication skills

Time management

Teamwork

Education

High School diploma or equivalent

Tools

Outlook

Microsoft Word

Excel

Job description

BSI Financial is seeking a Loan Technician to join our Lending Division in Irving, TX. The role centers on managing a centralized disclosure desk, preparing Loan Estimates and disclosures, and ensuring compliance with TRID and investor requirements throughout the mortgage loan cycle.

You will review loan files for data accuracy, work with Loan Officers and Processors to validate pricing, and monitor the pipeline daily to ensure timely delivery and data integrity.