Mortgage Disclosure Specialist — Detail‑Driven Compliance

Coca-Cola Beverages Northeast; City of Olean (NY); On-site; USD 25,000 - 34,000; Full time

Job summary

Community Financial System, Inc. is seeking a Loan Processor to understand and maintain all applicable lending laws and disclosures, including TILA-RESPA, and to work with the loan products offered.

The role involves analyzing applications, verifying data in Encompass, preparing loan estimates and disclosures, coordinating with attorneys and appraisers, and ensuring compliance. Candidates should have a High School Diploma or GED, strong attention to detail, and proficiency with Word and Excel;

Qualifications

• High School Diploma or GED required.
• Associates Degree or bank experience preferred.
• All applicants must be 18 years of age or older.
• Strong attention to detail.
• Proven organizational and analytical skills.
• Ability to prioritize and work effectively under time constraints.
• Good written and verbal communication skills.
• Research and problem solving skills.
• Proficient in Microsoft Word and Excel.
• Two (2) years of office experience is preferred.

Responsibilities

• Analyze applications and supporting qualifying documents submitted by Loan Officer for clerical errors.
• Verify initial information into Encompass to create an electronic loan file for Portfolio Mortgage products and ensure guidelines are met.
• Prepare and issue loan estimate documents in compliance with various regulations.
• Prepare and issue revised disclosures.
• Prepare verifications and appropriate letters for attorneys and appraisers.
• Order services associated with loan.
• Participates in writing procedures.
• Use of external site to assist with information needed.
• Other jobs or duties as directed.
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all training requirements in a timely manner.

Skills

Attention to detail

Organizational skills

Analytical skills

Time management

Written communication

Verbal communication

Research and problem solving

Education

High School Diploma or GED

Associates Degree

Bank experience preferred

Tools

Microsoft Word

Microsoft Excel

Job description

Community Financial System, Inc. is seeking a Loan Processor to understand and maintain all applicable lending laws and disclosures, including TILA-RESPA, and to work with the loan products offered.

The role involves analyzing applications, verifying data in Encompass, preparing loan estimates and disclosures, coordinating with attorneys and appraisers, and ensuring compliance. Candidates should have a High School Diploma or GED, strong attention to detail, and proficiency with Word and Excel;