Mortgage Loan Specialist & TRID Compliance Pro

First Security Bank; Searcy (AR); On-site; USD 42,000 - 64,000; Full time

Job summary

First Security Bank is seeking a Central TRID Processor and Mortgage Loan Specialist to support home-financing needs for our Arkansas community. The role emphasizes relationship building, local decision-making, and delivering personalized service in an on-site setting.

Responsibilities include TRID/ATR compliance, processing steps from application to closing, and coordinating with processors, underwriters, title companies, and closing agents.

Qualifications

• Must be at least 18 years of age.
• High School Diploma or GED required.
• 2-3 years prior banking, loan assistant, or mortgage experience required.
• Experience with TRID or ATR regulatory requirements preferred.
• NMLS will be required upon hire.
• Proficiency in Outlook, Word, Excel, typing, 10-key, and internet navigation required.
• Commitment to demonstrate Core 5 values with customers and coworkers.

Responsibilities

• Assist customers with mortgage inquiries and provide guidance from application to closing.
• Discuss loan terms, rates, conditions, and closing requirements clearly (NMLS license will be required).
• Promote bank products and services when appropriate.
• Collect and review borrower documentation (income, credit, assets, employment).
• Pull credit reports and analyze creditworthiness, DTI, and other financial information.
• Prepare pre-qualification and pre-approval determinations per guidelines.
• Review real estate contracts and gather documents for TRID and ATR purposes.
• Prepare and maintain accurate, compliant loan files.
• Prepare required underwriting materials.
• Order and track third-party services.
• Coordinate with processors, underwriters, title companies, and closing agents.
• Prepare preliminary Closing Disclosures and assist with closing requirements.
• Coordinate closing, booking, and funding of loans.
• After closing, scan final loan documents.
• Ensure all applications are complete and compliant before submission.
• Ensure activities adhere to banking regulations and internal standards.

Skills

Customer service

Teamwork

Attention to detail

Core values

Education

High School Diploma or GED

Tools

Outlook

Word

Excel

Typing

10-key

Internet navigation

Job description

First Security Bank is seeking a Central TRID Processor and Mortgage Loan Specialist to support home-financing needs for our Arkansas community. The role emphasizes relationship building, local decision-making, and delivering personalized service in an on-site setting.

Responsibilities include TRID/ATR compliance, processing steps from application to closing, and coordinating with processors, underwriters, title companies, and closing agents.