TRID Loan Processor & Compliance Specialist

Guaranty Bank; Greenville (MS); On-site; USD 42,000 - 56,000; Full time

Job summary

Guaranty Bank in Greenville, MS seeks a TRID Lending Specialist to manage consumer loan applications under TRID regulations. You will gather documentation, input data, ensure disclosures and deadlines are met, and support the underwriting process while delivering quality customer service.

Responsibilities emphasize accuracy, compliance with HMDA/CRA and bank policies, and collaboration with the Retail Credit Manager and branch teams to close loans efficiently.

Qualifications

• Education: High School Diploma or equivalent.
• Preferred: Post-secondary certificate or degree; experience will be considered.
• Experience: 1–2 years in banking or related field.
• Preferred: 3–5 years in banking Compliance, HMDA/CRA, Lending or related area; knowledge of HMDA/CRA regulatory requirements and underwriting.

Responsibilities

• Accept and complete TRID loan applications per regulations.
• Enter TRID applications in software and track disclosures.
• Gather information and documentation to underwrite the application.
• Verify income/expenses of each applicant and co-signer.
• Provide information to the decisioning lender and maintain customer service quality.

Skills

Attention to detail

Customer service

Communication skills

Active listening

Accountability

Integrity

Teamwork

Critical thinking

Confidentiality

Ethical conduct

Education

High School Diploma or equivalent

Post-secondary certificate or degree

Job description

Guaranty Bank in Greenville, MS seeks a TRID Lending Specialist to manage consumer loan applications under TRID regulations. You will gather documentation, input data, ensure disclosures and deadlines are met, and support the underwriting process while delivering quality customer service.

Responsibilities emphasize accuracy, compliance with HMDA/CRA and bank policies, and collaboration with the Retail Credit Manager and branch teams to close loans efficiently.