TRID Lending Specialist — Consumer Loan Processor

Guaranty Bank-; Greenville (MS); In loco; USD 38.000 - 55.000; Tempo pieno

Descrizione del lavoro

Guaranty Bank- in Greenville, MS is seeking a TRID Lending Specialist to manage consumer loan applications under TRID regulations. You will handle branch applications, verify income/expenses, gather required documents, and coordinate with the decisioning lender while ensuring compliance with HMDA/CRA and related banking regulations.

The role requires a high school diploma (or equivalent) and 1–2 years in banking; 3–5 years in compliance roles is preferred.

Competenze

• Education: High School Diploma or equivalent required.
• Preferred: Post-secondary certificate or degree; experience will be considered.
• Experience: 1–2 years in banking or related field required.
• Preferred: 3–5 years in banking compliance, HMDA/CRA, lending or related area.
• Knowledge of HMDA/CRA regulatory requirements and underwriting is a plus.

Mansioni

• Receive applications from branch lenders and/or lender assistants.
• Enter TRID applications in appropriate software.
• Gather information and documentation to underwrite the application.
• Verify income and expenses of each applicant and co-signer.
• Order and verify information needed to make a sound loan decision.
• Provide information to the decisioning lender promptly.
• Maintain compliance with consumer lending regulations and HMDA/CRA requirements.
• Prepare loan documents for closing and ensure proper recording.

Conoscenze

Attention to detail

Accountability

Active listening

Critical thinking

Integrity

Respect

Confidentiality

Communication

Conceptual thinking

Ethical conduct

Formazione

High School Diploma or equivalent

Post-secondary certificate or degree

Descrizione del lavoro

Guaranty Bank- in Greenville, MS is seeking a TRID Lending Specialist to manage consumer loan applications under TRID regulations. You will handle branch applications, verify income/expenses, gather required documents, and coordinate with the decisioning lender while ensuring compliance with HMDA/CRA and related banking regulations.

The role requires a high school diploma (or equivalent) and 1–2 years in banking; 3–5 years in compliance roles is preferred.