Mortgage Loan Specialist | Client‑Focused Home Financing

West Capital Lending; Surprise (AZ); On-site; USD 55,000 - 90,000; Full time

Job summary

West Capital Lending in Surprise, AZ is seeking a customer-focused Loan Officer to assist clients through the loan process, assess applications, and advise on available loan products and terms. You will interface with underwriters and processors to ensure accurate documentation and timely approvals.

Ideal candidates have at least 1 year of experience in lending, strong communication skills, proficiency with MS Office and loan processing software, and an active NMLS license.

Qualifications

• Minimum 1 year experience as Loan Officer or similar role.
• Knowledge of loan products, underwriting processes and applicable regulations.
• Excellent communication and interpersonal skills.
• Detail-oriented with strong organizational skills.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in MS Office Suite and loan processing software.
• NMLS license.

Responsibilities

• Assess loan applications and determine creditworthiness.
• Provide guidance on loan products, terms and eligibility.
• Process loan applications with documentation and accurate forms.
• Establish and maintain strong client relationships and provide excellent service.
• Explain loan options, repayment terms and risks to clients.
• Collaborate with underwriters, processors and team members for smooth approvals.
• Maintain knowledge of industry regulations and policies; monitor application progress.
• Help achieve individual and team sales goals by promoting and closing loan products.

Skills

Communication

Interpersonal skills

Organizational skills

Credit analysis

Regulatory knowledge

MS Office

NMLS License

Loan products knowledge

Tools

Loan processing software

Job description

West Capital Lending in Surprise, AZ is seeking a customer-focused Loan Officer to assist clients through the loan process, assess applications, and advise on available loan products and terms. You will interface with underwriters and processors to ensure accurate documentation and timely approvals.

Ideal candidates have at least 1 year of experience in lending, strong communication skills, proficiency with MS Office and loan processing software, and an active NMLS license.