Mortgage Loan Processor In-House

First International Bank & Trust; Gilbert, Northern (AZ, KY); Hybrid; USD 52,000 - 75,000; Full time

Job summary

First International Bank & Trust in Gilbert, AZ is seeking a Mortgage Loan Processor to handle residential mortgage files from processing through closing, coordinating with Mortgage Originators to keep loans moving forward.

The role requires attention to detail, ability to manage multiple files, and knowledge of conventional, adjustable-rate, and construction loans, ensuring compliance with regulations and internal policies.

Qualifications

• Strong written and verbal communication skills.
• Ability to manage multiple loan files and deadlines in a production-focused environment.
• Strong attention to detail and problem-solving ability.

Responsibilities

• Analyze credit reports, income, assets, and borrower documentation.
• Review mortgage files and prepare accurate loan presentations.
• Process conventional fixed-rate, adjustable-rate, and construction loans.
• Manage multiple mortgage files through processing and closing.
• Partner with Mortgage Originators to obtain information and keep loans moving forward.
• Document loan files and maintain file comments.
• Review files for accuracy and compliance with policies and procedures.
• Follow applicable regulations and internal controls.

Skills

Clear written communication

Verbal communication

Attention to detail

Problem solving

Sound judgment

Multitasking

Education

High school diploma or equivalent

Job description

Join our Mortgage Operations team as a Mortgage Loan Processor In-House. In this role, you will manage residential mortgage files from processing through closing while partnering with Mortgage Originators to keep each loan accurate, complete, and moving forward.

This position is a strong fit for an experienced mortgage professional who understands loan documentation, communicates clearly, and can manage a busy pipeline without losing attention to detail. You will process conventional fixed-rate, adjustable-rate, and construction loans while helping ensure each file meets company and regulatory requirements.

Key Responsibilities

• Analyze credit reports, income, assets, and borrower documentation.
• Review mortgage files and prepare accurate loan presentations.
• Process conventional fixed-rate, adjustable-rate, and construction loans.
• Manage multiple mortgage files through processing and closing.
• Partner with Mortgage Originators to obtain information, resolve file issues, and keep loans moving forward.
• Document loan files, including comments and withdrawn or denied files.
• Review files for accuracy, completeness, and compliance with policies and procedures.
• Follow applicable regulations, company policies, procedures, and internal controls.

Qualifications

• High school diploma or equivalent required.
• Experience in banking, mortgage lending, mortgage processing, or a related field preferred.
• Knowledge of mortgage processing, loan origination, or residential lending preferred.
• Experience reviewing credit reports, income, assets, and mortgage documentation.
• Experience processing conventional fixed-rate, adjustable-rate, or construction loans preferred.
• Ability to manage multiple loan files and deadlines in a production-focused environment.
• Strong written and verbal communication skills.
• Strong attention to detail, problem-solving ability, and sound judgment.