Mortgage Loan Processor In-House

FIRST INTERNATIONAL BANK & TRUST; Fargo (ND); On-site; USD 46,000 - 68,000; Full time

Job summary

FIRST INTERNATIONAL BANK & TRUST in Fargo, ND is seeking a Mortgage Loan Processor in-house to manage residential mortgage files from processing through closing. You will work with Mortgage Originators to keep loans accurate, complete, and moving forward.

This role requires understanding loan documentation, clear communication, and the ability to manage a busy pipeline while meeting regulatory requirements for conventional, adjustable-rate, and construction loans.

Qualifications

• Requires high school diploma or equivalent.
• Experience in banking or mortgage processing preferred.
• Knowledge of mortgage documentation and processing required.
• Ability to manage multiple loan files and deadlines.

Responsibilities

• Analyze credit reports, income, assets, and borrower documentation.
• Review mortgage files and prepare accurate loan presentations.
• Process conventional fixed-rate, adjustable-rate, and construction loans.
• Manage multiple mortgage files through processing and closing.
• Partner with Mortgage Originators to obtain information and keep loans moving forward.
• Document loan files with comments and withdrawn or denied files.
• Review files for accuracy and regulatory compliance.
• Follow policies, procedures, and internal controls.

Skills

Mortgage processing

Credit reports review

Attention to detail

Communication

Pipeline management

Education

High school diploma or equivalent

Job description

Join our Mortgage Operations team as a Mortgage Loan Processor In-House. In this role, you will manage residential mortgage files from processing through closing while partnering with Mortgage Originators to keep each loan accurate, complete, and moving forward.

This position is a strong fit for an experienced mortgage professional who understands loan documentation, communicates clearly, and can manage a busy pipeline without losing attention to detail. You will process conventional fixed-rate, adjustable-rate, and construction loans while helping ensure each file meets company and regulatory requirements.

Key Responsibilities

• Analyze credit reports, income, assets, and borrower documentation.
• Review mortgage files and prepare accurate loan presentations.
• Process conventional fixed-rate, adjustable-rate, and construction loans.
• Manage multiple mortgage files through processing and closing.
• Partner with Mortgage Originators to obtain information, resolve file issues, and keep loans moving forward.
• Document loan files, including comments and withdrawn or denied files.
• Review files for accuracy, completeness, and compliance with policies and procedures.
• Follow applicable regulations, company policies, procedures, and internal controls.

Qualifications

• High school diploma or equivalent required.
• Experience in banking, mortgage lending, mortgage processing, or a related field preferred.
• Knowledge of mortgage processing, loan origination, or residential lending preferred.
• Experience reviewing credit reports, income, assets, and mortgage documentation.
• Experience processing conventional fixed-rate, adjustable-rate, or construction loans preferred.
• Ability to manage multiple loan files and deadlines in a production-focused environment.
• Strong written and verbal communication skills.
• Strong attention to detail, problem-solving ability, and sound judgment.