Mortgage Loan Processor - Fast-Paced, Team-Driven

Dream Finders Homes; Fayetteville (NC); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

PTO & Holidays

401(k) Savings Plan with company match

Wellness programs

Home Purchase Discount for Associates

Pet Insurance

Job summary

JET Homeloans in Fayetteville, NC is seeking a Processor to manage loan files from submission to closing, coordinating with underwriting and closing teams to ensure timely, compliant processing. You will communicate requirements to borrowers, gather third-party verifications, and maintain data integrity throughout the loan lifecycle.

The role emphasizes high levels of customer service, timely processing (14 files/month on average), and adherence to corporate policies.

Qualifications

• Review and analyze credit, income, assets, and collateral upon receipt of loan to determine needs for underwriting to make a reasonable credit decision.
• Communicate document requirements and conditions to borrowers and referral sources as needed consistent with corporate communication policies.
• Obtain credit supplements, verifications of employment, verifications of deposit, clear fraud alerts, title commitments, transcripts, appraisals, builder documentation and other third-party information to validate application data.
• Utilize DU, LP and GUS for evaluating agency eligible transactions. Review findings and determine documentation and supporting information needed for underwriting approval.
• Work with underwriting and closing departments to facilitate an efficient and compliant transaction.
• Respond to post closing requests for additional documentation or system updates to ensure timely loan sales.
• Represent JET with the highest level of customer service and professionalism.
• Maintain loan level data and document integrity throughout the processing lifecycle.

Responsibilities

• Process an average of 14 closed loan files per month.
• Review initial submissions from sales within 48 hours and provide welcome call and follow up email to the borrower. Submit loans to underwriting within 5 business days of receipt.
• Submit CD Requests to closing 7 or more business days prior to closing.
• Resubmit loans for CFD or CTC at least 6 days prior to closing.

Skills

Credit analysis

Underwriting coordination

Customer service

Document requirements

Data integrity

Tools

DU/LP/GUS

Job description

JET Homeloans in Fayetteville, NC is seeking a Processor to manage loan files from submission to closing, coordinating with underwriting and closing teams to ensure timely, compliant processing. You will communicate requirements to borrowers, gather third-party verifications, and maintain data integrity throughout the loan lifecycle.

The role emphasizes high levels of customer service, timely processing (14 files/month on average), and adherence to corporate policies.