Mortgage Loan Processor – Detail-Driven Closings & Compliance

All State Fastener Corp; Clawson (MI); Hybrid; USD 33,000 - 36,000; Full time

Benefits offered by this job

Health and dental insurance

Vision insurance

Life Insurance

Paid time off

Holidays

Mental health days

Tuition reimbursement

Birthday day

401K match

Job summary

Diversified Members Credit Union in Clawson, MI seeks a Mortgage Loan Processor to efficiently process loan files, verify borrower information, prepare documentation and coordinate with lenders to close loans. You will ensure regulatory compliance and provide excellent service to borrowers throughout the process.

Requirements include 2+ years of real estate processing experience, a high school diploma, proficiency with lending software and MS Office, and strong verbal/written communication.

Qualifications

• High School Diploma or equivalent.
• Minimum 2 years of real estate processing experience or related field.
• Maintain and keep current with Mortgage Lending Practices, Policies, and Regulations.
• Adept in Lending and Servicing software and applications.
• Proficient with Microsoft Office Applications (Word, Excel, Outlook).
• Strong attention to detail and documentation.
• Ability to work in a fast-paced environment while meeting deadlines and turn times.
• Strong verbal and written communication skills.
• You must be dependable and willing to work additional hours when necessary to serve both internal and external members.
• NMLS ID preferred.
• Notary Public Certification (preferred)

Responsibilities

• Review of loan applications and documents; ensure consistency, accuracy, and compliance with requirements for Mortgage Loan Officers and Underwriter’s review.
• Regulatory understanding of compliance requirements of loan documentation and how it impacts the lending lifecycle.
• Documentation maintenance, review, and filing of loan files both hard copies and electronic.
• Insurance maintenance and tracking.
• Complete Tax Service documentation review and property tax disbursements as applicable.
• Flood Certification maintenance.
• Title Insurance review.
• Support with establishing and managing escrow accounts.
• Assist in the tracking and reporting of HMDA.
• Ensure DMCU service standards are maintained during every call or appointment, addressing internal and external member needs with professionalism and empathy.
• Preparation of monthly loan reports as needed.
• Perform all other duties as requested by management to support the needs of internal and external members.
• Meeting with members
• Making outbound/follow up calls

Skills

Real estate processing

Lending software

Microsoft Office

Attention to detail

Communication skills

NMLS ID

Notary Public

Education

High School Diploma or equivalent

Tools

Lending software

Microsoft Office (Word, Excel, Outlook)

Job description

Diversified Members Credit Union in Clawson, MI seeks a Mortgage Loan Processor to efficiently process loan files, verify borrower information, prepare documentation and coordinate with lenders to close loans. You will ensure regulatory compliance and provide excellent service to borrowers throughout the process.

Requirements include 2+ years of real estate processing experience, a high school diploma, proficiency with lending software and MS Office, and strong verbal/written communication.