Mortgage Loan Processor

LHH Recruitment Solutions; Rapid City (SD); On-site; USD 70,000 - 73,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401K plan

Paid time off

Job summary

LHH Recruitment Solutions is seeking a detail-oriented Mortgage Loan Processor to join our team in Koreatown. You will manage residential mortgage files from application through closing, ensuring accuracy, compliance, and outstanding customer service throughout the lending process.

The ideal candidate has 3+ years of mortgage loan processing experience and a strong knowledge of conventional, FHA, VA, and Jumbo programs. Proficiency with LOS software is required, and bilingual skills are a plus.

Qualifications

• 3+ years of mortgage loan processing experience.
• Strong understanding of conventional, FHA, VA, and Jumbo loan programs.
• Experience with underwriting guidelines and loan documentation requirements.
• Proficient with mortgage loan origination systems (LOS) and related software.

Responsibilities

• Process residential mortgage loans from application to funding.
• Review loan applications and documentation for completeness and accuracy.
• Collect, verify, and organize borrower financial documents.
• Communicate with borrowers, loan officers, underwriters, escrow officers, and third parties to obtain required documentation.
• Submit complete loan packages for underwriting review.
• Monitor loan pipelines and maintain accurate records in the LOS.
• Ensure compliance with lending guidelines and regulatory requirements.
• Meet processing deadlines while maintaining quality and accuracy.
• Provide regular loan status updates and excellent customer service.

Skills

Mortgage loan processing

Regulatory compliance

Loan documentation

Communication skills

Education

High school diploma

Associates degree preferred

Bachelor's degree preferred

Tools

Mortgage LOS software

Job description

Salary: $70,000 - $73,000 annually

Overview

We are seeking a detail-oriented and customer-focused Mortgage Loan Processor to join our growing team in Koreatown. The ideal candidate will have experience managing residential mortgage loan files from application through closing, ensuring accuracy, compliance, and exceptional customer service throughout the lending process.

Key Responsibilities

• Process residential mortgage loans from application to funding.
• Review loan applications and supporting documentation for completeness and accuracy.
• Collect, verify, and organize borrower financial documents, including income, assets, credit, and employment information.
• Communicate with borrowers, loan officers, underwriters, escrow officers, and third-party vendors to obtain required documentation and resolve conditions.
• Submit complete loan packages for underwriting review.
• Review underwriting conditions and coordinate with borrowers and relevant parties to ensure timely clearance.
• Monitor loan pipelines and maintain accurate records within the loan origination system.
• Ensure compliance with federal, state, investor, and company lending guidelines.
• Meet processing deadlines while maintaining a high level of quality and accuracy.
• Provide exceptional customer service and regular loan status updates throughout the process.

Qualifications

• 3+ years of mortgage loan processing experience.
• Strong understanding of conventional, FHA, VA, and Jumbo loan programs.
• Experience working with underwriting guidelines and loan documentation requirements.
• Proficiency with mortgage loan origination systems (LOS) and related mortgage software.
• Strong knowledge of compliance and regulatory requirements.Excellent attention to detail, organizational, and time-management skills.
• Ability to manage multiple loan files in a fast-paced environment.
• Strong verbal and written communication skills.
• High school diploma required; associate's or bachelor's degree preferred.

Preferred Qualifications

• Experience processing high-volume mortgage loan pipelines.
• Bilingual English/Korean or English/Spanish is a plus.
• Experience working with lenders, brokers, escrow, and title companies.

What We Offer

• Stable and collaborative work environment
• Opportunities for professional growth and advancement

Benefit offerings: include medical, dental, vision, additional voluntary benefits, 401K plan. Our program provides employees the flexibility to choose the type of coverage that meets their individual needs. Available paid leave may include Paid Sick Leave, where required by law; any other paid leave required by Federal, State, or local law; and Holiday pay upon meeting eligibility criteria.

Equal Opportunity Employer/Veterans/Disabled

To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.lhh.com/us/en/candidate-privacy

The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers