Mortgage Loan Processor

Mi Homes; North Carolina; On-site; USD 42,000 - 65,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k)

Job summary

M/I Homes is seeking a Mortgage Loan Processor to handle documentation for FHA, VA and Conventional mortgage loan applications and prepare required packages for loan approval.

You will work with loan applicants to gather information about credit, employment, and finances, verify data with bureaus and creditors, and coordinate with underwriters to obtain approvals.

Qualifications

• High school diploma plus relevant coursework and 2–3 years related experience
• Knowledge of loan processing and underwriting fundamentals

Responsibilities

• Work with loan applicants to gather information related to credit, employment, and financial history for loan approval
• Gather and analyze documentation from applicants, credit bureaus, employers, and creditors to verify financial information
• Review and assemble loan information to support approvals in a timely manner
• Communicate with applicants, underwriters and creditors to resolve issues with application data
• Assist with special projects and perform additional duties as required

Skills

Customer service

Communication skills

Attention to detail

Organizational skills

Education

High school diploma

Job description

Job Summary:

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.

Duties and Responsibilities:

• Work with loan applicant(s) to gather specific information relative to credit, employment, and financial history to obtain a loan approval
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
• Reviews and assemble accurate loan information in a timely manner to obtain applicable loan approvals
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information
• Assists with special projects as requested and perform additional duties as required.

Requirements

High school graduate with at least one year of relevant course study including seminars and workshops combined with at least two to three years of related experience and/or training; general knowledge of loan processing and underwriting fundamentals.

Skills and Abilities:

Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements. Excellent organization skills and detail-oriented aptitude. General administrative abilities to include typing, filing and use of computer, calculator, copier, and facsimile machines.

Work Conditions:

Some weekend work may be required.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee home purchase plan and more.

We are committed to attracting, developing, and retaining talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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