Mortgage Loan Processor

Mi Homes; San Antonio (TX); On-site; USD 52,000 - 78,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Paid time off & holidays

Parental leave

401(k) options

Profit sharing

Employee stock purchase plan

Employee home purchase plan

Job summary

M/I Homes—San Antonio area is seeking a mortgage loan processor to handle FHA, VA and Conventional applications, preparing packages for underwriting.

You will gather and verify financial information, communicate with applicants and underwriters, and ensure timely, accurate credit files for approval. Strong mortgage databases experience and at least 3 years in the field are expected.

Qualifications

• Three (3) years of experience in the mortgage field.
• Proficient with Day One Certainty, FHA Connections, VA Portal, and related databases.
• Bilingual preferred but not required.

Responsibilities

• Gathers, analyzes and processes loan documentation from applicants, credit bureaus, employers, and creditors.
• Reviews and organizes information to ensure timeliness and accuracy for underwriting.
• Communicates with applicants, underwriters and creditors to resolve questions.
• Assists with special projects and performs additional duties as required.
• Able to close between 15 to 20 files per month.

Skills

Mortgage documents

Credit analysis

Communication

Bilingual (preferred)

Education

High school diploma w/ some college

Tools

Day One Certainty

FHA Connections

VA Portal

Job description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving's drive to always "treat the customer right," we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation's leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary:

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.

Duties and Responsibilities:

• Gathers, analyzes and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
• Reviews, organizes and collates application and loan information to ensure timeliness and accuracy in providing a usable credit file to be submitted to underwriting for approval
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information
• Assists with special projects as requested and perform additional duties as required.
• Able to close between 15 to 20 files per month.

Requirements

Skills and Abilities:

• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.
• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.
• Bilingual preferred but not required.
• Builder mortgage experience a plus.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing

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