Mortgage Loan Processor

Sonic Loans®; Dearborn (MI); On-site; USD 52,000 - 78,000; Full time

Job summary

Sonic Loans® is seeking a Mortgage Loan Processor in Dearborn, MI to manage the loan file from application to closing. The role requires gathering borrower documentation, verifying income and credit, and ensuring regulatory compliance.

Regular communication with loan officers, underwriters, title companies, and borrowers is essential to resolve conditions and maintain status updates. The position is full-time and on-site in Dearborn, with responsibilities including data entry in LOS, tracking

Qualifications

• Strong knowledge of Mortgage Industry and Lending practices.
• Hands-on experience with Loan Processing from application to closing.
• Familiarity with Underwriting guidelines and documentation requirements.
• Attention to detail and organizational skills; multitask effectively.
• Effective written and verbal communication with a customer-focused mindset.
• Proficiency with loan origination systems and standard office software.
• On-site work in Dearborn, MI and collaboration with teams.
• Prior mortgage processing experience preferred.

Responsibilities

• Manage loan file from application through closing.
• Gather and verify borrower documentation.
• Review credit and income information for underwriting readiness.
• Ensure files meet regulatory requirements and communicate conditions with stakeholders.
• Enter data into loan origination systems, track deadlines, prepare disclosures, and maintain records.

Skills

Mortgage industry knowledge

Loan processing experience

Underwriting guidelines familiarity

Attention to detail

Strong communication

LOS proficiency

On-site collaboration

Customer-focused mindset

Multitasking ability

Education

High school diploma or equivalent

Finance or business education preferred

Tools

Loan origination systems

Office software (MS Office)

Job description

Company Description

Sonic Loans® is a mortgage company focused on delivering exceptional service and competitive pricing for both purchase and refinance home loans. The organization offers a wide array of loan options designed to help clients find the mortgage solution that fits their needs. Sonic Loans® operates in a highly regulated environment and adheres to all applicable state and federal compliance standards. Team members are encouraged to provide a streamlined, transparent lending experience that emphasizes customer education and support.

Role Description

The Mortgage Loan Processor at Sonic Loans® is a full-time, on-site role based in Dearborn, MI. This role is responsible for managing the loan file from application through closing, including gathering and verifying borrower documentation, reviewing credit and income information, and ensuring files meet underwriting and regulatory requirements. The Mortgage Loan Processor will communicate regularly with loan officers, underwriters, title companies, and borrowers to resolve conditions, clarify requirements, and maintain accurate status updates. Daily responsibilities include data entry into loan origination systems, tracking deadlines, preparing disclosures, and maintaining detailed records to support a timely and compliant loan process.

Qualifications

• Strong knowledge of the Mortgage Industry and Mortgage Lending practices
• Hands-on experience with Loan Processing and Loans from application to closing
• Familiarity with Underwriting guidelines and documentation requirements
• Attention to detail, organizational skills, and ability to manage multiple files simultaneously
• Effective written and verbal communication skills with a customer-focused mindset
• Proficiency with loan origination systems and standard office software tools
• Ability to work on-site in Dearborn, MI and collaborate with cross-functional teams
• Previous experience as a mortgage processor or in a related lending role preferred
• High school diploma or equivalent required; additional education in finance or business is a plus