Mortgage Loan Originator: Referral-Driven Home Loans

Fifth Third; Cary (IL); On-site; USD 55,000 - 95,000; Full time

Job summary

Fifth Third Bank, National Association is seeking a Mortgage Loan Originator in Cary, IL to originate residential first mortgage loans and manage the full loan lifecycle from application to closing. You will build referral networks, stay current on policy, guidelines, and comply with NMLS requirements.

This role emphasizes risk-aware, customer-focused service, coordinating with branches and applicants to deliver timely updates and a smooth closing process. Location is Cary, IL.

Qualifications

• High school diploma or equivalent required; four-year degree preferred.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Excellent organizational, written and verbal communication, and customer service skills.
• S.A.F.E. Act registration required at time of employment (NMLS).

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Communication skills

Teamwork

Customer service

Organizational skills

Computer skills

Sales techniques

NMLS registration

Education

High school diploma

Bachelor’s degree preferred

Job description

Fifth Third Bank, National Association is seeking a Mortgage Loan Originator in Cary, IL to originate residential first mortgage loans and manage the full loan lifecycle from application to closing. You will build referral networks, stay current on policy, guidelines, and comply with NMLS requirements.

This role emphasizes risk-aware, customer-focused service, coordinating with branches and applicants to deliver timely updates and a smooth closing process. Location is Cary, IL.