Remote Mortgage Loan Originator

Fifth Third; Town of Texas (WI); Hybrid; USD 55,000 - 90,000; Full time

Job summary

Fifth Third Bank is seeking a Mortgage Loan Originator to originate residential first‑lien mortgage loans for outside referrals. You will manage the loan from application to closing, ensure adherence to policies, and be accountable for risk while delivering a positive customer experience.

You will develop referral networks with realtors and builders, stay current on conventional and government lending guidelines, gather documents, run credit, and manage the pipeline through closing.

Qualifications

• High school diploma or equivalent mandatory.
• Four-year college degree preferred.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Referral network development

Customer service skills

Strong communication

Sales oriented

Risk & compliance awareness

Education

High school diploma or equivalent

Bachelor's degree preferred

Tools

LOMAS

LoanProspector

NMLS system

Mortgage origination software

Laptop for loan processing

Job description

Fifth Third Bank is seeking a Mortgage Loan Originator to originate residential first‑lien mortgage loans for outside referrals. You will manage the loan from application to closing, ensure adherence to policies, and be accountable for risk while delivering a positive customer experience.

You will develop referral networks with realtors and builders, stay current on conventional and government lending guidelines, gather documents, run credit, and manage the pipeline through closing.