Mortgage Loan Originator (NY)

The Money Store; New York (NY); Vor Ort; USD 70.000 - 110.000; Vollzeit

Zusammenfassung

The Money Store in New York is seeking a Mortgage Loan Originator to grow the mortgage portfolio by developing business contacts and guiding applicants through the full loan cycle. You will process loans, close them, and maintain productive relationships with borrowers and partners.

Ideal candidates will have NMLS licensure, excellent communication skills, and a solid understanding of LOS and CRM systems to ensure a smooth, compliant experience for every customer.

Qualifikationen

• Has an NMLS license and can communicate via phone, in person and email.
• Supports diversity and is familiar with current laws and practices.
• Is results-driven, organized, professional and works well with others.
• Familiar with LOS, CRM and credit acquisition systems.

Aufgaben

• Conducts business in a professional and legal manner.
• Serves as the point of contact for each loan and maintains borrower relationships.
• Interviews applicants to determine financial eligibility for loans.
• Structures and closes loans effectively and legally.
• Services active loans efficiently, completely and correctly.
• Maintains an exceptional customer experience and counsels on repayment policies.
• Keeps borrowers informed on status changes.
• Knows loan processes and informs borrowers of required information.
• Uses LOS, CRM and credit systems efficiently.
• Maintains open communication with coworkers and corporate.

Kenntnisse

NMLS License

Clear communication

Diversity awareness

Project management

Organized

Professional demeanor

Tools

LOS systems

CRM systems

Credit acquisition systems

Jobbeschreibung

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Originator (NY)

140000 - Eastern Division US

2 days ago Requisition ID: 1894

Overview

The Mortgage Loan Originator increases the mortgage loan portfolio by developing business contacts and attracts customers with a knowledge of all products offered. She or he is required to complete the mortgage loan processing and closing while maintaining a close working relationship with active and closed loans.

Responsibilities

• Conducts business in a professional and legal manner.
• Ensures that he/she is the point of contact for each and every one of his/her loans and maintains a positive relationship with each borrower.
• Interview applicants to determine financial eligibility for loans.
• Be able to structure and close loans effectively and legally.
• Services active loans efficiently, completely and correctly.
• Guarantees an exceptional customer experience including counseling applicants on loan repayment policies and restrictions.
• Maintains a portfolio of closed loans and keeps a strong working relationship with them.
• Assist in the selection of financial award candidates using electronic databases to certify loan eligibility.
• Adhere to compliance guidelines and familiarize himself with the changing laws and regulations.
• Knows the loan process in its entirety and is able to inform a borrower or potential borrower about the information required by law including any additional forms or information necessary to complete the loan.
• Keep the borrower informed on all status changes.
• Know all the products offered by the Money Store and their specifications and to know where to refer customers for a product we do not offer.
• Maintain a customer’s confidence by keeping all loan information confidential.
• Be able to explain to a customer why a loan is rejected and answer any questions from the customer while maintaining a positive relationship with the customer.
• Know how to efficiently use LOS systems, CRM systems and credit acquisition systems.
• Maintains an open communication and a professional working environment with coworkers and corporate.

Qualifications

• Has an NMLS License.
• Able to communicate via the telephone, face to face and email.
• Supports diversity and is familiar with current laws and practices.
• Is results driven, works well with others, excels in project management, is organized, is professional and is unbiased.
• Is familiar with all the computer programs used throughout the loan process and the legal steps for a loan.