Mortgage Loan Originator: Grow Relationships & Close Fast

PrimeLending, A PlainsCapital Company; South Jordan (UT); On-site; USD 60,000 - 90,000; Full time

Job summary

PrimeLending, a PlainsCapital Company, is seeking a Mortgage Loan Originator in Utah to grow business with realtors, builders, and clients. You will collect financial data, pre-qualify borrowers, present loan options, and guide clients through the application-to-closing process.

You will build relationships, meet production standards, and stay informed about mortgage products and market trends while delivering excellent customer service in a fast-paced environment.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 12 months loan originator experience required.
• Interacts with realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of AU software technology.
• Must be active in the community to enhance network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and organization.

Responsibilities

• Evaluates PrimeLending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives to develop and retain existing business; and by visiting subdivisions as required.
• Markets and promotes PrimeLending’s financial products.
• Originators are expected to meet the Company’s minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending’s product set.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing.
• Presents terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
• Other duties as assigned.

Job description

PrimeLending, a PlainsCapital Company, is seeking a Mortgage Loan Originator in Utah to grow business with realtors, builders, and clients. You will collect financial data, pre-qualify borrowers, present loan options, and guide clients through the application-to-closing process.

You will build relationships, meet production standards, and stay informed about mortgage products and market trends while delivering excellent customer service in a fast-paced environment.